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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Very good service & quick & very helpful

Very good service & quick & very helpful Reviewed on: 24th April 2025

Great company and way to get card from

Great company and way to get card from Reviewed on: 24th April 2025

Very good experience

Very good experience whenever you need a backup Reviewed on: 24th April 2025

Excellent and easy to use.

Excellent and easy to use. They contact you when things are up and the app is very user friendly. Reviewed on: 24th April 2025

Im so happy I can u credit card easy to use and for...

Im so happy I can u credit card easy to use and for pay back also Reviewed on: 24th April 2025

Christine

Amazeing company deal with rates good very helpfull app easy to use Reviewed on: 24th April 2025

It's been a nice experience using zopa

It's been a nice experience using zopa Reviewed on: 24th April 2025

Loved it!

Loved it! Easy to use. The application process and response was straightforward and quick. I haven't had any issues ysing the card in the last few years. I wouls recommend this to anyone around me. Reviewed on: 24th April 2025

ZO FAR ZO GOOD PA

Useful simple to use app convenience and reasonable interest rates other products available through the app also Reviewed on: 24th April 2025

Great service

Great service and they know how to deal with customers complaints Reviewed on: 24th April 2025

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