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Zopa: Credit card reviews

4.93
Based on 41,945 reviews, last reviewed 20th Jan 2026
82150% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It would be a lot better if I could ring you as your... It would be a lot better if I could ring you as your website can be difficult to navigate with Reviewed on: 20th January 2026
Mark T's avatar
Mark T

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41945)

Review of the Zopa, Credit card:

My Credit Card

5
I applied to Zopa at a time when I urgently need their facility. the process was easy, and I received a response within minutes which was very welcome. Since that time they have been very easy to deal with and all queries have been dealt with quickly and professionally. Reviewed on: 28th February 2025

Very freindly staff.

5
Very freindly staff. Thwre app is super easu to use. Never have any problems with them. Very happy to be with them. Reviewed on: 16th January 2026

That’s great credit card useful so please to have it...

5
That’s great credit card useful so please to have it Reviewed on: 16th January 2026

It'sJust been a really good experience from Day one,

4
It'sJust been a really good experience from Day one, Reviewed on: 16th January 2026

Zopa credit card is one of the best credit option, t...

5
Zopa credit card is one of the best credit option, they are also offering good APR on savings account (BISCUIT) Reviewed on: 16th January 2026

Great card and great customer service

5
Great card and great customer service Reviewed on: 16th January 2026

Zopa is a excellent credit card.

5
Zopa is a excellent credit card. Reviewed on: 16th January 2026

Great service, trusted and quick

5
Great service, trusted and quick Reviewed on: 16th January 2026

Easiest banking app to use.

5
Easy to use app and you can do everything on it, so simple Reviewed on: 16th January 2026

Thank you for taking a chance with me it’s much app...

5
Thank you for taking a chance with me it’s much appreciated and easy to contact if I have any difficulties Reviewed on: 16th January 2026

So simple no hassle very please with my Zopa card

5
So simple no hassle very please with my Zopa card Reviewed on: 16th January 2026

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