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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Zopa Credit card definitely needs Apple Pay asap, De...

Zopa Credit card definitely needs Apple Pay asap, Debit card have Apple Pay which is good… Overall I’ll still give Zopa 5 stars! Reviewed on: 15th January 2026

Hassle-free banking

Very easy to sign up, fast action and hassle-free, and their slogan speaks for itself: make money work better. Reviewed on: 15th January 2026

I’m more than happy that I’ve opened accounts with Z...

I’m more than happy that I’ve opened accounts with Zopa. The App is straightforward to use - easily to navigate Reviewed on: 15th January 2026

Very slick account opening and great interest rates

Very slick account opening and great interest rates Reviewed on: 15th January 2026

Best bank ever, will recommend.

Everything was quick and effuecent stress free my card arrived on time Reviewed on: 15th January 2026

Good all round.

Opening: easy. App: easy. Account operation: easy. Interest rates: good. Things not to like: nothing! Reviewed on: 15th January 2026

Simple and easy to use.

Simple and easy to use. Great app. Reviewed on: 15th January 2026

Very Fantasctic Service and save

Very simple to naive money and save Reviewed on: 15th January 2026

Very good

Clear and quick, no issues at all Reviewed on: 15th January 2026

Amazing service and an unbelievable interest rate of...

Amazing service and an unbelievable interest rate of 7 percent. Unmatched. Best bank by far fantastic Reviewed on: 15th January 2026

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