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Zopa: Current account reviews

4.94
Based on 5,669 reviews, last reviewed 25th Feb 2026
269300% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good customer service and good product. Good customer service and good product. Reviewed on: 25th February 2026
Obed Gakpe 's avatar
Obed Gakpe

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026
Saver's avatar
Saver

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5669)

I am getting such a high return on my savings and I...

5
I am getting such a high return on my savings and I like that it’s easy to navigate the app. Reviewed on: 15th January 2026

Very pleased so far

5
I have only had the Biscuit account for a short time but it is very good so far. Reviewed on: 15th January 2026

Zopa is easy to use and offers good savings rates

5
Zopa is easy to use and offers good savings rates The app is simple, setup is quick, and everything feels straightforward. Reviewed on: 15th January 2026

Top Interest Rates

5
User friendly, great interest rates and the app is super easy to navigate. Reviewed on: 15th January 2026

Always had good customer service with Zopa when I've...

5
Always had good customer service with Zopa when I've had to call to speak to them Reviewed on: 15th January 2026

Excellent

5
Excellent service and good easy to navigate website Reviewed on: 15th January 2026

Excellent app - easy and very efficient to use.

5
Excellent app - easy and very efficient to use. Reviewed on: 15th January 2026

Good to Grow.

4
Testing the waters, good temperature. Reviewed on: 15th January 2026

It’s the account that’s always there for you.

5
It’s the account that’s always there for you. Helped me through struggling times. Reviewed on: 15th January 2026

ZOPA: Reliable & Transparent

5
I find ZOPA reliable in getting back to you, transparent in their dealings, I find their products always to be competitive or more so. There is something intrinsically and refreshingly honest in their business style and client dealings. Reviewed on: 15th January 2026

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