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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
63% decrease in 5 star reviews
in the past 90 days
64% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Everything is very clear, when it comes to advice, s...

5
Everything is very clear, when it comes to advice, spending and promotions. Reviewed on: 15th January 2026

Im only been with zopa for less than 6 months wages...

5
Im only been with zopa for less than 6 months wages are paid east access no smoth transactions spoke customers services vibrant listen well to my situation at the time and felt calm and more confident about future endeavours with zopa Reviewed on: 15th January 2026

Very friendly and quick response time.

5
Very friendly and quick response time. Polite and nice Reviewed on: 15th January 2026

Great accounts with equally great customer support.

5
Great accounts with equally great customer support. Reviewed on: 15th January 2026

Great support if required, great interest on my savings

5
Great support if required, great interest on my savings Reviewed on: 15th January 2026

I'm happy with my accounts, easy app, fast service.

5
I'm happy with my accounts, easy app, fast service. Reviewed on: 15th January 2026

Very swift and straight forward.

5
Very swift and straight forward. I asked for a loan and within a day it was already in my account Reviewed on: 15th January 2026

Zopa has easy to use App giving the best intrest rates.

5
Zopa has easy to use App giving the best intrest rates. Reviewed on: 15th January 2026

Simple really Zopa where the first and most interest...

5
Simple really Zopa where the first and most interested in me as a none customer and they made me feel so important to them that's like gold dust nowadays Zopa simply one of the very best and I for one am proud to say I'm a Zopa customer Reviewed on: 15th January 2026

App is super easy to use

5
App is super easy to use and savings interest rate is fatastic Reviewed on: 15th January 2026

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