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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Excellent service, couldn’t be more pleased with zopa

Excellent service, couldn’t be more pleased with zopa Reviewed on: 15th January 2026

Excellent service

A very smart app and excellent customer service Reviewed on: 15th January 2026

I love zopa they are really sound.

I love zopa they are really sound. Sent me money for signing up and has good interest rates. What more do you want. Pretty class and the online banking is satisfying. Reviewed on: 15th January 2026

Fabulous app!

Fabulous app!! Easy to use, what’s not to like ? Reviewed on: 15th January 2026

The best rewarding vank

I have several bank accounts with other grands. Zopa is the best and offers a good variety of different saving accounts, with excellent interest rates, and their current account rewards you as well. Thanks Zopa for improving my money management. Reviewed on: 15th January 2026

Great rates and functionality in the app.

Great rates and functionality in the app. And good responsive customer support whenever ive locked myself out. Thanks Reviewed on: 15th January 2026

Easy to bank with no fuzz.

Easy to bank with no fuzz. No hidden infrmation clear concise banking Reviewed on: 15th January 2026

Great account!

I've had a cash ISA and other savings with Zopa for a couple of years. Opened current account fairly recently. It pays interest on the balance, and also provides a boost on all my savings pots! The app is really easy to use, customer service is efficient. And it's fee-free to use abroad. Reviewed on: 15th January 2026

Easy to open and use I’d been looking for an alterna...

Easy to open and use I’d been looking for an alternative account with booster pots Reviewed on: 15th January 2026

It was the easiest bank account to open and use.up

It was the easiest bank account to open and set up payments into a regular savings account. This bank is what all banks should be like. Reviewed on: 15th January 2026

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