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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great interest rates, easy to understand app

Great interest rates, easy to understand app Reviewed on: 15th January 2026

Totul la superlativ!

Totul la superlativ! Sunt foarte mulțumit de serviciile dumneavoastră! Reviewed on: 15th January 2026

I have been a customer since it was an account in beta

I have been a Zopa customer since it was an account in beta and it is everything that I expect from a bank Reviewed on: 15th January 2026

Better than high street banks

Really good and simple to use app. Reliable performance and transfers are very quick. Interest rates very competitive Reviewed on: 15th January 2026

Easy to use , once I understood the App and great co...

Easy to use , once I understood the App and great competitive rates. I have not used customer services as yet so couldn’t comment Reviewed on: 15th January 2026

Very helpful and understanding great customer service

Very helpful and understanding great customer service Reviewed on: 15th January 2026

Since joining zopa ive experienced no problems with...

Since joining zopa ive experienced no problems with zopa customer service payment dates controlling my card no pressure calls when payment is due very good service Reviewed on: 15th January 2026

Competitive rates and really easy-to-use interface

Competitive rates and really easy-to-use interface on the App. The only problem I ever had was when I opened up a Zopa current account and I still haven't received my physical bankcard which seems to have become a complex issue for some reason. Otherwise the savings pots etc are brilliant value and the App is very easy to use. Reviewed on: 15th January 2026

Easy and flexible

I find Zopa's app easy to use and navigate. The login process feels secure but is convenient. I like having different saving pots and being able to move money and make withdrawals easily. It was quick and easy to apply for the Biscuit current account and I really appreciate the cashback and the notifications about upcoming payments. Reviewed on: 15th January 2026

Excellent

Free account and the highest interest savings account. User friendly website. All very easy made playing around with my accounts To get the most out of my money actually fun. Reviewed on: 15th January 2026

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