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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Simple banking is all that is needed and Zopa provid...

Simple banking is all that is needed and Zopa provide this. Reviewed on: 15th January 2026

Good site

Very good to save with them would move all saveings to them Reviewed on: 15th January 2026

They making banking easy convenient and transparent.

They making banking easy convenient and transparent. I love seeing all my accounts and loans in one place. This incentivises me to pay off debt and save money. Reviewed on: 15th January 2026

Great Bank to Bank with

They’ve helped me out extremely good for my credit score really easy to manage Reviewed on: 15th January 2026

Home banking

I just enjoy being able to control my bank from home being I’m 87yrs and it keeps my brain alert Reviewed on: 15th January 2026

Zopa has excellent interest rates & the savings pots...

Zopa has excellent interest rates & the savings pots are a very useful tool for keeping your funds organised and separated allowing you to keep track of your savings goals. Reviewed on: 15th January 2026

Excellent Banking system easy to get what you want

Excellent Banking system easy to get what you want Reviewed on: 15th January 2026

The ultimate upgrade for your wallet.

An outstanding digital bank offering unbeatable 2% bill cashback, high-interest savings, and a seamless app experience. Truly better banking all round. Reviewed on: 15th January 2026

I love the personal touch which Zopa provides to its...

I love the personal touch which Zopa provides to its members Reviewed on: 15th January 2026

Banking the easy way.

Banking with Zopa is so easy and they offer good saving options. Reviewed on: 15th January 2026

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