Smart Money People Logo

Zopa: Current account reviews

4.94
Based on 5,763 reviews, last reviewed 2nd Mar 2026
273600% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ m quite happy with how easy it is to use the app. I’ m quite happy with how easy it is to use the app. Being able to have different pots to separate my saving is excellent. Reviewed on: 2nd March 2026
Diego M's avatar
Diego M

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026
Saver's avatar
Saver

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (5763)

Zopa A1 for services

5
App is brilliant and very user friendly, everything can be done on here and the app service is so efficient Reviewed on: 15th January 2026

The app is amazing and easy to use.

5
The app is amazing and easy to use. Clear and concise. Shows the interested earned on a daily basis rather than guess at the end of the month. Reviewed on: 15th January 2026

Great app.

5
Great app. High % on savings. Lots of innovative ideas. Reviewed on: 15th January 2026

Great Bank & App 5 *

5
Great app and easy to communicate woth the Zopa team. Good overall service Reviewed on: 15th January 2026

Zopa banking app

5
Simple to use app and move money in and out.ISA rates among the best available in banking industry. Reviewed on: 15th January 2026

Been a while when i back with zopa and i more happy...

5
Been a while when i back with zopa and i more happy from that Reviewed on: 15th January 2026

Just a simple account to use with excellent features...

5
Just a simple account to use with excellent features including a credit score updated for borrowing power. Using this as my personal account from now on Reviewed on: 15th January 2026

Great products and customer service along with compe...

5
Great products and customer service along with competitive interest rates. Reviewed on: 15th January 2026

I love getting money back on my DDs, the in app supp...

5
I love getting money back on my DDs, the in app support is great too Reviewed on: 15th January 2026

Otis easy to use, apply to easy.i gave 10/10

5
Otis easy to use, apply to easy. Everything is excellent Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1454 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7494 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 67287 reviews
    Zopa
    View all products