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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Simple banking is all that is needed and Zopa provid...

Simple banking is all that is needed and Zopa provide this. Reviewed on: 15th January 2026

Good site

Very good to save with them would move all saveings to them Reviewed on: 15th January 2026

They making banking easy convenient and transparent.

They making banking easy convenient and transparent. I love seeing all my accounts and loans in one place. This incentivises me to pay off debt and save money. Reviewed on: 15th January 2026

Great Bank to Bank with

They’ve helped me out extremely good for my credit score really easy to manage Reviewed on: 15th January 2026

Home banking

I just enjoy being able to control my bank from home being I’m 87yrs and it keeps my brain alert Reviewed on: 15th January 2026

Zopa has excellent interest rates & the savings pots...

Zopa has excellent interest rates & the savings pots are a very useful tool for keeping your funds organised and separated allowing you to keep track of your savings goals. Reviewed on: 15th January 2026

Excellent Banking system easy to get what you want

Excellent Banking system easy to get what you want Reviewed on: 15th January 2026

The ultimate upgrade for your wallet.

An outstanding digital bank offering unbeatable 2% bill cashback, high-interest savings, and a seamless app experience. Truly better banking all round. Reviewed on: 15th January 2026

I love the personal touch which Zopa provides to its...

I love the personal touch which Zopa provides to its members Reviewed on: 15th January 2026

Banking the easy way.

Banking with Zopa is so easy and they offer good saving options. Reviewed on: 15th January 2026

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