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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

All round great bank

Easy to open an account, great savings rate, rewards for recommending customers, easy to use Reviewed on: 15th January 2026

It is easy and friendly to use.

It is easy and friendly to use. The rate is great. Reviewed on: 15th January 2026

Great interest rate and easy access to funds

Great interest rate and easy access to funds Reviewed on: 15th January 2026

Excellent customer service excellent customer support

Excellent customer service excellent customer support Reviewed on: 15th January 2026

Quick and easy to setup, market leading interest rates

Quick and easy to setup, market leading interest rates Reviewed on: 15th January 2026

Great app, easy to use banking.

Great app, easy to use banking. Has a connected savings account with high interest. Reviewed on: 15th January 2026

Top notch

Beats a lot of other banks hands down Reviewed on: 15th January 2026

Joes experience

A great product that has helped me with my finances Reviewed on: 15th January 2026

Zopa - a great new bank account

I did my research before joining Zopa 4 months ago. Their app is really easy to use and very secure, with great interest rates. The savings pots are easy to set up and manage. I've got their credit card, and also receive cashback each month on bills that are paid by direct debit. Every time a direct debit is coming up, you receive a reminder a few days in advance to ensure the money is available. So glad I chose Zopa. Reviewed on: 15th January 2026

Brilliant from day one easy app to upload sign in an...

Brilliant from day one easy app to upload sign in and use Reviewed on: 15th January 2026

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