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Zopa: Current account reviews

4.94
Based on 5,766 reviews, last reviewed 2nd Mar 2026
273700% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use & very helpful customer... Very easy to use & very helpful customer services Reviewed on: 2nd March 2026
Patricia 's avatar
Patricia

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026
Saver's avatar
Saver

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5766)

Excellent service, easy app to use too.

5
Excellent service, easy app to use too. Great features Reviewed on: 15th January 2026

The app works really well.

5
The app works really well. It provides alerts for money transactions and the day before routine payments are made too. I have used it abroad so it has been flexible and value for money. The savings hub works well for me with good rates of interest. Reviewed on: 15th January 2026

Best card business and service for many years to come

5
Best card company ever. Best service ever and best customer care ever will be with them for many years to come Reviewed on: 15th January 2026

Never had a problem with them got a credit card & a...

5
Never had a problem with them got a credit card & a savings account with them Reviewed on: 15th January 2026

good savings products managed in a v good app

5
good savings products managed in a v good app Reviewed on: 15th January 2026

I like the app - very easy to use, efficient...

5
I like the app - very easy to use, efficient service Reviewed on: 15th January 2026

Excellent service

5
Love it, everything is amazing !!! Reviewed on: 15th January 2026

Easy to join and excellent app.

5
Easy to join and excellent app. Interest rates were best value around at the time. Reviewed on: 15th January 2026

Always excellent service frompolite staff

5
Always excellent service frompolite staff Reviewed on: 15th January 2026

EXCELLENT SERVICE

5
ZOPA web site is easy to navigate and I am able to do everything I need without issue, thus making personal contact unnecessary. Interest rates on loans and investment are both very competitive. With the introduction of stock & share ISA has made a further improvement. Reviewed on: 15th January 2026

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