Smart Money People Logo

Zopa: Current account reviews

4.96
Based on 2,628 reviews, last reviewed 8th Feb 2026
126700% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The current account that gives 2% credit interest. The current account that gives 2% credit interest. Incredible. An easy to use app and messages in plain English. The current account is the key to goo... Read more Reviewed on: 8th February 2026
David S's avatar
David S

Latest lowest rating:

1

It's not a Proper Bank. It's not a Proper Bank. One can't see the Current Account (Biscuit) by logging in to their website. The transaction dates are wrong on the App and the... Read more Reviewed on: 7th February 2026
Saver's avatar
Saver

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (2628)

The current account that gives 2% credit interest.

5
The current account that gives 2% credit interest. Incredible. An easy to use app and messages in plain English. The current account is the key to good value savings opportunities and it is so easy to transfer between accounts. Reviewed on: 8th February 2026

Very friendly and easy to use.

5
Very friendly and easy to use. Great products Reviewed on: 8th February 2026

Good products and good offers.

4
Good products and good offers. Platform design can be even better to enhance the ease of information or transactions search. Reviewed on: 8th February 2026

Very good service happy with everything

5
Very good service happy with everything Reviewed on: 8th February 2026

Customer centric Bank

4
Customer centric approach to conversation and prompt response Reviewed on: 8th February 2026

App is very good and easy to use i will recommend an...

5
App is very good and easy to use i will recommend and have recommended it Reviewed on: 8th February 2026

Good account haven't had any issues

5
Good account haven't had any issues Reviewed on: 8th February 2026

Easy to join and simple service month in month out

5
Easy to join and simple service month in month out Reviewed on: 8th February 2026

Great offers, really good customer service

5
Great offers, really good customer service Reviewed on: 8th February 2026

I find it very easy to access my accounts and very s...

5
I find it very easy to access my accounts and very straightforward with nothing hidden well explained Reviewed on: 8th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1454 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7489 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 67287 reviews
    Zopa
    View all products