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Zopa: Current account reviews

Name: Current account
Rating: 4.96 (2604 reviews)

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4.96

Based on 2,604 reviews, last reviewed 7th Feb 2026

125650% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Zopa have been a great bank with great products. Zopa have been a great bank with great products. Reviewed on: 7th February 2026

Latest lowest rating:

1

They made me come, because not coming would be wrong. Good product, Has detailed information regarding credit history and options. Plus ways to improve. Also has trading options and a saver account with g... Read more Reviewed on: 7th February 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (2604)

Excellent service and easy to use app for moving mon...

Excellent service and easy to use app for moving money around the various accounts available and super interst rates. Reviewed on: 7th February 2026

Biscuit WITH the chocolate.

Does what it says on a very BIG tin, building savings, cashback, wow,!!! What more do want, better rates would be better, ha ha. Reviewed on: 7th February 2026

Excellent interest rates.

Excellent interest rates. Easy to use app Reviewed on: 7th February 2026

Very easy to use and pays interest on my money...

Very easy to use and pays interest on my money Reviewed on: 7th February 2026

Great banking with a user friendly layout on the app.

Great banking with a user friendly layout on the app. Joined for the 7.1% saver but saw there was more with cashback on direct debits and so on. Reviewed on: 7th February 2026

Amazeing credit card easy use kept updated at all ti...

Amazeing credit card easy use kept updated at all times great valve amazing customer service Reviewed on: 7th February 2026

Splendid

Excellent customer service and very efficient Reviewed on: 7th February 2026

I have been given a diversity of service, credit car...

I have been given a diversity of service, credit card, savings account and current account. Reviewed on: 7th February 2026

They made me come, because not coming would be wrong.

Good product, Has detailed information regarding credit history and options. Plus ways to improve. Also has trading options and a saver account with good rates and no fee . And if i say so myself, £1000 would definitely make zopa's banking service the only one to make me buscuit my pants twice. Reviewed on: 7th February 2026

Always very easy to resolve any issues

Always very easy to resolve any issues Reviewed on: 7th February 2026

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