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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

simple to use and transfer funds in and out

simple to use and transfer funds in and out Reviewed on: 21st April 2026

Easy to setup and use.

Easy to setup and use. It is very intuitive to use. Reviewed on: 21st April 2026

I friend mentioned your interest rates and they were...

I friend mentioned your interest rates and they were higher than my bank account Reviewed on: 21st April 2026

Good app like the voice control and split the bills

Good app like the voice control and split the bills Reviewed on: 21st April 2026

easy to sign up, easy app to navigate between accoun...

easy to sign up, easy app to navigate between accounts and a wide range of saving options to choose from. as with many accounts today there is a Cashback element offered for direct debits and interest paid in balances. Reviewed on: 21st April 2026

Best bank there is surprised not many people know ab...

Best bank there is surprised not many people know about it Reviewed on: 21st April 2026

Great interest rates

Great bank. Good rates on regular saver, current account, ISA and general saver Reviewed on: 20th April 2026

Good application, clear and easy to use.

Good application, clear and easy to use. Reviewed on: 20th April 2026

It's ok app but can improve as immediacy and clarity...

It's ok app but can improve as immediacy and clarity it can also make more clear if you interact with a human or bot through chat. Reviewed on: 20th April 2026

Easy to use app, fab interest rates that stand out f...

Easy to use app, fab interest rates that stand out from the crowd Reviewed on: 20th April 2026

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