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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

84% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very easy to set up account via app.

Very easy to set up account via app. Reviewed on: 19th April 2026

Great Bank Account!

Great Bank Account! Seems to give the best deals with savings & easy to use. Chat function is very fast and efficient and staff are always a delight to chat to. Not important but added bonus that the card looks cute :) Reviewed on: 19th April 2026

Great account - fantastic rewards

Great account - great rewards, easy to use and an honest service. The access to the 7% savings pot is a fantastic offer Reviewed on: 19th April 2026

Good on savings, app a little cluttered

High rates on savings is good. App can be a little confusing to navigate at times. Reviewed on: 19th April 2026

So easy to use and great interest rates!

So easy to use and great interest rates! Reviewed on: 19th April 2026

Great experience with Zopa.

Great experience with Zopa. Excellent savings rates with clear information on how to maintain them. I'm a very happy customer Reviewed on: 19th April 2026

The best all round free current account

The best all round free current account Reviewed on: 19th April 2026

Professional very happy and extremely good service

Professional and extremely good service Reviewed on: 18th April 2026

Zopa feels exciting.

Zopa feels exciting. Response times in the app are great. I like their incentives to bank with them - £15 to open an account, £5 to use my card with Apple Pay... Reviewed on: 18th April 2026

Simple onbarding good rates for current account and...

Simple onbarding good rates for current account and really good savings Reviewed on: 18th April 2026

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