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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Good app like the voice control and split the bills

Good app like the voice control and split the bills Reviewed on: 21st April 2026

easy to sign up, easy app to navigate between accoun...

easy to sign up, easy app to navigate between accounts and a wide range of saving options to choose from. as with many accounts today there is a Cashback element offered for direct debits and interest paid in balances. Reviewed on: 21st April 2026

Best bank there is surprised not many people know ab...

Best bank there is surprised not many people know about it Reviewed on: 21st April 2026

Great interest rates

Great bank. Good rates on regular saver, current account, ISA and general saver Reviewed on: 20th April 2026

Good application, clear and easy to use.

Good application, clear and easy to use. Reviewed on: 20th April 2026

It's ok app but can improve as immediacy and clarity...

It's ok app but can improve as immediacy and clarity it can also make more clear if you interact with a human or bot through chat. Reviewed on: 20th April 2026

Easy to use app, fab interest rates that stand out f...

Easy to use app, fab interest rates that stand out from the crowd Reviewed on: 20th April 2026

I received £10 immediately after sign up with a refe...

I received £10 immediately after sign up with a referral and was able to easily refer 2 friends to sign up receiving £10 for each. Reviewed on: 20th April 2026

i had a zopa loan, i had no issues with...

i had a zopa loan, i had no issues with it Reviewed on: 20th April 2026

Very easy to set up account via app.

Very easy to set up account via app. Reviewed on: 19th April 2026

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