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Zopa: Current account reviews

Name: Current account
Rating: 4.96 (2604 reviews)

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4.96

Based on 2,604 reviews, last reviewed 7th Feb 2026

125650% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Zopa have been a great bank with great products. Zopa have been a great bank with great products. Reviewed on: 7th February 2026

Latest lowest rating:

1

They made me come, because not coming would be wrong. Good product, Has detailed information regarding credit history and options. Plus ways to improve. Also has trading options and a saver account with g... Read more Reviewed on: 7th February 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (2604)

100% perfect experience cannot fault Zopa on anythin...

100% perfect experience cannot fault Zopa on anything so far . Keep up the the excellent work and keep the incentive up . Reviewed on: 7th February 2026

Excellent

Easy to use site. Transfer of money works fine. Happy. Reviewed on: 7th February 2026

Just a great account!

Easy to access, always responded positively to every request . Great rates and service Reviewed on: 7th February 2026

Excellent product.

Excellent product. Excellent customer service. Always there to listen. Reviewed on: 7th February 2026

Since when I started using zopa I have no regret, I...

Since when I started using zopa I have no regret, I love the investment platform. Reviewed on: 7th February 2026

My first time with an online bank, absolutely excell...

My first time with an online bank, absolutely excellent, I couldn’t be more pleased. Reviewed on: 7th February 2026

When I was struggling for credit due to a business f...

When I was struggling for credit due to a business failure Zopa helped me get back up. I have recently suffered from loss of earnings but Zopa have helped me manage that and supported me to get back in traction swiftly. Zopa are the best full stop Reviewed on: 7th February 2026

I think the Bank is great love the same stash pots t...

I think the Bank is great love the same stash pots things like that Reviewed on: 7th February 2026

What's not to like?

What's not to like? 2% cashback on bills. 4.75% savings. 7.1% regular savings. Easy to use App. Reviewed on: 7th February 2026

Highly recommend to open the accounts

Since having credit cards it seems so easy with Zopa, i love the fact when I pay back the balance shows instantly, not like with other providers! Reviewed on: 7th February 2026

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