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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

84% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

I friend mentioned your interest rates and they were...

I friend mentioned your interest rates and they were higher than my bank account Reviewed on: 21st April 2026

Good app like the voice control and split the bills

Good app like the voice control and split the bills Reviewed on: 21st April 2026

easy to sign up, easy app to navigate between accoun...

easy to sign up, easy app to navigate between accounts and a wide range of saving options to choose from. as with many accounts today there is a Cashback element offered for direct debits and interest paid in balances. Reviewed on: 21st April 2026

Best bank there is surprised not many people know ab...

Best bank there is surprised not many people know about it Reviewed on: 21st April 2026

Great interest rates

Great bank. Good rates on regular saver, current account, ISA and general saver Reviewed on: 20th April 2026

Good application, clear and easy to use.

Good application, clear and easy to use. Reviewed on: 20th April 2026

It's ok app but can improve as immediacy and clarity...

It's ok app but can improve as immediacy and clarity it can also make more clear if you interact with a human or bot through chat. Reviewed on: 20th April 2026

Easy to use app, fab interest rates that stand out f...

Easy to use app, fab interest rates that stand out from the crowd Reviewed on: 20th April 2026

I received £10 immediately after sign up with a refe...

I received £10 immediately after sign up with a referral and was able to easily refer 2 friends to sign up receiving £10 for each. Reviewed on: 20th April 2026

i had a zopa loan, i had no issues with...

i had a zopa loan, i had no issues with it Reviewed on: 20th April 2026

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