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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Great interest rate offers.

Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Zopa app is excellent.

Zopa app is excellent. Savings rates are fairly competitive. And I have contacted service team twice, very helpful. Reviewed on: 24th April 2026

Great Biscuit account and linked savings account

Great Biscuit account and linked savings account Reviewed on: 23rd April 2026

Great professional service, quick and easy processing.

Great professional service, quick and easy processing. Reviewed on: 22nd April 2026

love transfer between banks function

I love the transfer between banks function. Makes life a lot easier. Reviewed on: 22nd April 2026

Current account review.

Interest rate is good for the sector, app is easy to use. On occasion, the online chat respondents should have been better. Reviewed on: 21st April 2026

Head & shoulders above the old school banks

Head & shoulders above the old school banks Reviewed on: 21st April 2026

simple to use and transfer funds in and out

simple to use and transfer funds in and out Reviewed on: 21st April 2026

Easy to setup and use.

Easy to setup and use. It is very intuitive to use. Reviewed on: 21st April 2026

I friend mentioned your interest rates and they were...

I friend mentioned your interest rates and they were higher than my bank account Reviewed on: 21st April 2026

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