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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

84% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

£10 for signing up.

£10 for signing up. No hassle and card came quickly! Reviewed on: 18th April 2026

Highly recommended

Have been impressed by Zopa and have recommended to several friends/members of family. It is flexible and transparent and so easy to use. Reviewed on: 18th April 2026

Great account and banking app,

Great account and banking app Very easy to navigate the banking app Reviewed on: 18th April 2026

Very good savings rates.

Very good savings rates. These were the best I could find at the moment. Reviewed on: 18th April 2026

Generally very happy with Zopa.

Generally very happy with Zopa. Occasionally when moving money around it’s not instantly visible. Also would prefer option to choose money paid in and money paid out as my other bank allows me to do this. Reviewed on: 18th April 2026

Free current account with interest

Easy to open free current accounts that pay interest at a good rate Reviewed on: 18th April 2026

Competitive interest saving rates.

Competitive interest saving rates. Quick and efficient service Reviewed on: 18th April 2026

Easy Peasy!

Easy to open, the app is easy to navigate and I like the ability to save into different pots. Reviewed on: 18th April 2026

Very easy to set up the app and link other accounts.

Very easy to set up the app and link other accounts. Online chat, quick and easy. App is clear and easy to understand. Plus some great incentives to use things like ApplePay. Reviewed on: 18th April 2026

Good benfits, cashback on bills and good interest ra...

Good benfits, cashback on bills and good interest rates, no cost, only thing missing is a joint account Reviewed on: 18th April 2026

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