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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Great Bank Account!

Great Bank Account! Seems to give the best deals with savings & easy to use. Chat function is very fast and efficient and staff are always a delight to chat to. Not important but added bonus that the card looks cute :) Reviewed on: 19th April 2026

Great account - fantastic rewards

Great account - great rewards, easy to use and an honest service. The access to the 7% savings pot is a fantastic offer Reviewed on: 19th April 2026

Good on savings, app a little cluttered

High rates on savings is good. App can be a little confusing to navigate at times. Reviewed on: 19th April 2026

So easy to use and great interest rates!

So easy to use and great interest rates! Reviewed on: 19th April 2026

Great experience with Zopa.

Great experience with Zopa. Excellent savings rates with clear information on how to maintain them. I'm a very happy customer Reviewed on: 19th April 2026

The best all round free current account

The best all round free current account Reviewed on: 19th April 2026

Professional very happy and extremely good service

Professional and extremely good service Reviewed on: 18th April 2026

Zopa feels exciting.

Zopa feels exciting. Response times in the app are great. I like their incentives to bank with them - £15 to open an account, £5 to use my card with Apple Pay... Reviewed on: 18th April 2026

Simple onbarding good rates for current account and...

Simple onbarding good rates for current account and really good savings Reviewed on: 18th April 2026

£10 for signing up.

£10 for signing up. No hassle and card came quickly! Reviewed on: 18th April 2026

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