Smart Money People Logo

Zopa: Current account reviews

4.96
Based on 2,604 reviews, last reviewed 7th Feb 2026
125650% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa have been a great bank with great products. Zopa have been a great bank with great products. Reviewed on: 7th February 2026
Simon L's avatar
Simon L

Latest lowest rating:

1

They made me come, because not coming would be wrong. Good product, Has detailed information regarding credit history and options. Plus ways to improve. Also has trading options and a saver account with g... Read more Reviewed on: 7th February 2026
Michael Shearer's avatar
Michael Shearer

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (2604)

Is very easy to use, upgreat.

5
Is very easy to use, upgreat. You can login any time Reviewed on: 7th February 2026

Had no issues since joining easy and very reliable

5
Had no issues since joining easy and very reliable Reviewed on: 7th February 2026

The app interface is excellent, very straightforward.

5
The app interface is excellent, very straightforward. I opened the biscuit account and got the card very quickly! Reviewed on: 6th February 2026

It’s very effectively managed on the mobile app

5
It’s very effectively managed on the mobile app Reviewed on: 6th February 2026

SuperZupa

5
Reliable, forward thinking and professional. Reviewed on: 6th February 2026

I'm happy with Zopa, I'd be very happy to be the win...

5
I'm happy with Zopa, I'd be very happy to be the winner. Reviewed on: 6th February 2026

More than just a funky name

5
Easy app to navigate. Good broad range of products and offers. Excellent saving rates to go with funky name and debit card Reviewed on: 6th February 2026

Always excellent service

5
Always excellent service from start to finish Reviewed on: 6th February 2026

Good overall service

5
Easy to apply for services and products. And good overall customer service Reviewed on: 6th February 2026

Zopa banking

5
Quick excellent service . Would recommend people to use them to Reviewed on: 6th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1454 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7489 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 67287 reviews
    Zopa
    View all products