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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

I received £10 immediately after sign up with a refe...

I received £10 immediately after sign up with a referral and was able to easily refer 2 friends to sign up receiving £10 for each. Reviewed on: 20th April 2026

i had a zopa loan, i had no issues with...

i had a zopa loan, i had no issues with it Reviewed on: 20th April 2026

Very easy to set up account via app.

Very easy to set up account via app. Reviewed on: 19th April 2026

Great Bank Account!

Great Bank Account! Seems to give the best deals with savings & easy to use. Chat function is very fast and efficient and staff are always a delight to chat to. Not important but added bonus that the card looks cute :) Reviewed on: 19th April 2026

Great account - fantastic rewards

Great account - great rewards, easy to use and an honest service. The access to the 7% savings pot is a fantastic offer Reviewed on: 19th April 2026

Good on savings, app a little cluttered

High rates on savings is good. App can be a little confusing to navigate at times. Reviewed on: 19th April 2026

So easy to use and great interest rates!

So easy to use and great interest rates! Reviewed on: 19th April 2026

Great experience with Zopa.

Great experience with Zopa. Excellent savings rates with clear information on how to maintain them. I'm a very happy customer Reviewed on: 19th April 2026

The best all round free current account

The best all round free current account Reviewed on: 19th April 2026

Professional very happy and extremely good service

Professional and extremely good service Reviewed on: 18th April 2026

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