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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Zopa feels exciting.

Zopa feels exciting. Response times in the app are great. I like their incentives to bank with them - £15 to open an account, £5 to use my card with Apple Pay... Reviewed on: 18th April 2026

Simple onbarding good rates for current account and...

Simple onbarding good rates for current account and really good savings Reviewed on: 18th April 2026

£10 for signing up.

£10 for signing up. No hassle and card came quickly! Reviewed on: 18th April 2026

Highly recommended

Have been impressed by Zopa and have recommended to several friends/members of family. It is flexible and transparent and so easy to use. Reviewed on: 18th April 2026

Great account and banking app,

Great account and banking app Very easy to navigate the banking app Reviewed on: 18th April 2026

Very good savings rates.

Very good savings rates. These were the best I could find at the moment. Reviewed on: 18th April 2026

Generally very happy with Zopa.

Generally very happy with Zopa. Occasionally when moving money around it’s not instantly visible. Also would prefer option to choose money paid in and money paid out as my other bank allows me to do this. Reviewed on: 18th April 2026

Free current account with interest

Easy to open free current accounts that pay interest at a good rate Reviewed on: 18th April 2026

Competitive interest saving rates.

Competitive interest saving rates. Quick and efficient service Reviewed on: 18th April 2026

Easy Peasy!

Easy to open, the app is easy to navigate and I like the ability to save into different pots. Reviewed on: 18th April 2026

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