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Zopa: Current account reviews

4.96
Based on 2,604 reviews, last reviewed 7th Feb 2026
125650% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa have been a great bank with great products. Zopa have been a great bank with great products. Reviewed on: 7th February 2026
Simon L's avatar
Simon L

Latest lowest rating:

1

They made me come, because not coming would be wrong. Good product, Has detailed information regarding credit history and options. Plus ways to improve. Also has trading options and a saver account with g... Read more Reviewed on: 7th February 2026
Michael Shearer's avatar
Michael Shearer

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (2604)

Easy to open and navigate on the app!

5
Easy to open and navigate on the app! Know my money is in a safe place Reviewed on: 6th February 2026

I love the savings pots

5
Very easy to move money and see all my savings pots Reviewed on: 6th February 2026

ZoPa. SoFar. SoGood

5
Nothing to fault. Great experience so far. Reviewed on: 6th February 2026

Easy to use all in 1 place great savings

5
I really like the fact that everything is one place like the current account your savings account and your credit card makes it so much easier to manage . I also think you have the best savings accounts compared to other bank accounts and like the lock savings features. Reviewed on: 6th February 2026

19Greg21

5
Zopa is easy to use and always accommodating if I ever have any issues they are easy to contact snd desl with Reviewed on: 6th February 2026

Great for banking and saving

5
Great app to bank and save, the apr is really good Reviewed on: 6th February 2026

Great app, great rates and easy to use, very quick...

5
Great app, great rates and easy to use, very quick to transfer money around Reviewed on: 6th February 2026

Easy to set up.

5
Easy to set up. Competitive rates Reviewed on: 6th February 2026

Peace of Mind

5
Zopa have been very helpful, especially after l had some fraud on my account they sorted it very quickly & returned all funds to my account. I know l can feel confident they have my back. Reviewed on: 6th February 2026

Great bank and investment options Highly recommend

5
Great bank and investment options Highly recommend Reviewed on: 6th February 2026

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