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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

84% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

CONTACTING CUSTOMER SERVICE A PAIN.

Contacting customer service is a real pain! Took over half an hour to get to talk to someone after getting cut off twice. Reviewed on: 17th April 2026

good interest rates

Easy to set up and good interest rates, Haven't been able to set up biometric login on phon Reviewed on: 17th April 2026

Quick and problem free to set up.

Quick and problem free to set up. Now enjoying the service Reviewed on: 17th April 2026

Zopa is great on savings biggest procentage off all...

Zopa is great on savings biggest procentage off all i know Reviewed on: 17th April 2026

efficiency, value for money and ease of app use

I use over 20 different on line banking organisations and Zopa is in my top three for efficiency, value for money and ease of app use Reviewed on: 17th April 2026

Fast and friendly service great rates

Fast and friendly service great rates Reviewed on: 17th April 2026

I am quite new to Zopa but my experience has been gr...

I am quite new to Zopa but my experience has been great over these last few months. There are so many opportunities in terms of earning perks here and there. While I haven't spoken to customer service, the automated messaging service is really great. You don't get left with no resolution because follow ups are asked until your specific problem is answered or other help is offered. I hope the experience continues to please and I want to commend the great design and ease of use in the app. Reviewed on: 17th April 2026

Great ios app, competitive interest rates.

Great ios app, competitive interest rates. Reviewed on: 17th April 2026

Am working in business ltd and all said good agent...

Am working in business ltd and all said good agent Reviewed on: 17th April 2026

Application process and app easy to use.

Application process and app easy to use. Competitive rates. Reviewed on: 17th April 2026

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