Smart Money People Logo

Zopa: Current account reviews

4.94
Based on 5,954 reviews, last reviewed 10th Apr 2026
564700% increase in 5 star reviews
in the past 90 days
1300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing concept, can’t wait to see it grow I have loved my experience with the biscuit account, I have been using it since the start, I love the developments they have made so far and I can’t w... Read more Reviewed on: 10th April 2026
Anon's avatar
Anon

Latest lowest rating:

1

Crap customer care- lack of autism care in banking! I was following up on a referral from my brother for £20.00 and went through the process, but was bombarded with lots of emails about the likeness tes... Read more Reviewed on: 2nd April 2026
David R's avatar
David R

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (5954)

Factual information accompanied by first class custo...

5
Factual information accompanied by first class customer service. Reviewed on: 8th March 2026

What's not to like.

5
So far no issues. Easy setup, good savings rate. Reviewed on: 8th March 2026

Ease of access to information and quick responses to...

5
Ease of access to information and quick responses to questions Reviewed on: 8th March 2026

Problem with fraudulent transaction.

5
Problem with fraudulent transaction. Sorted quickly without hassle Reviewed on: 8th March 2026

I am still a new customer, so do not have much expos...

4
I am still a new customer, so do not have much exposure yet. To open the account was easy and straightforward to do. I am very happy so far. Reviewed on: 8th March 2026

Bronze star

3
Good interest rate just keep getting App loading problems Reviewed on: 7th March 2026

Customer Service

5
Very easy to use the app. No wait times. Reviewed on: 7th March 2026

Modern banking

5
Zopa provide excellent user focused services. Modern app design paired with modern customer first ethics really set them apart from the competition. Reviewed on: 7th March 2026

Great staff best members lethal service

5
Great staff best members lethal service Reviewed on: 7th March 2026

Zopa is amazing!

5
Zopa is amazing! The app is so professional , the card works great , transfers go easy! Reviewed on: 7th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1539 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 43505 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 68053 reviews
    Zopa
    View all products