Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

View other Zopa products

4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

good interest rates

Easy to set up and good interest rates, Haven't been able to set up biometric login on phon Reviewed on: 17th April 2026

Quick and problem free to set up.

Quick and problem free to set up. Now enjoying the service Reviewed on: 17th April 2026

Zopa is great on savings biggest procentage off all...

Zopa is great on savings biggest procentage off all i know Reviewed on: 17th April 2026

efficiency, value for money and ease of app use

I use over 20 different on line banking organisations and Zopa is in my top three for efficiency, value for money and ease of app use Reviewed on: 17th April 2026

Fast and friendly service great rates

Fast and friendly service great rates Reviewed on: 17th April 2026

I am quite new to Zopa but my experience has been gr...

I am quite new to Zopa but my experience has been great over these last few months. There are so many opportunities in terms of earning perks here and there. While I haven't spoken to customer service, the automated messaging service is really great. You don't get left with no resolution because follow ups are asked until your specific problem is answered or other help is offered. I hope the experience continues to please and I want to commend the great design and ease of use in the app. Reviewed on: 17th April 2026

Great ios app, competitive interest rates.

Great ios app, competitive interest rates. Reviewed on: 17th April 2026

Am working in business ltd and all said good agent...

Am working in business ltd and all said good agent Reviewed on: 17th April 2026

Application process and app easy to use.

Application process and app easy to use. Competitive rates. Reviewed on: 17th April 2026

Early days but impressive so far

Early days but impressive so far Reviewed on: 17th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Bank Account
from HSBC 3.74 from 20 reviews
Reward current account
from Halifax 4.44 from 205 reviews
Day2Day Current Account
from The Cumberland 4.45 from 19 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub