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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

84% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Early days but impressive so far

Early days but impressive so far Reviewed on: 17th April 2026

Very pleased with all the service I have from zopa

Very pleased with all the service I have from zopa Reviewed on: 17th April 2026

Good banking

Very supportive. Good rates, clear guidance and understanding of any fees or interests Reviewed on: 17th April 2026

Zopa is great

Zopa is great I have moved money into a Zopa high interest rate saving and ISA accounts Reviewed on: 17th April 2026

Market leading account that's easy to manage

Easy to set up, easy to navigate and read, conditions/requirements explained in a simple language. Market leading rates and offers, aesthetically pleasing interface Reviewed on: 17th April 2026

New to the bank, and i have 0 issues so far.

New to the bank, and i have 0 issues so far. Reviewed on: 17th April 2026

Setting up was straightforward and completed in minu...

Setting up was straightforward and completed in minutes. The app is really intuitive and even on first use it felt familiar because of the layout. I have already recommended zopa to friends and colleagues Reviewed on: 17th April 2026

So easy to open a new account and great features

I opened a new account recently and it was such an easy and simple process. They offer good interest rates and bonuses. I get reminders when payments are due to go out which is really handy to ensure there is enough money in the account. Reviewed on: 17th April 2026

Very professional and excellent customer service.

Very professional and excellent customer service. Reviewed on: 17th April 2026

Great current account and savings accounts on offer

Great current account and savings accounts offer, intuitive and easy to use app and interface and good interconnectivity with other banks. Great resources available on the app and easy to manage all accounts. Reviewed on: 17th April 2026

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