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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Am working in business ltd and all said good agent...

Am working in business ltd and all said good agent Reviewed on: 17th April 2026

Application process and app easy to use.

Application process and app easy to use. Competitive rates. Reviewed on: 17th April 2026

Early days but impressive so far

Early days but impressive so far Reviewed on: 17th April 2026

Very pleased with all the service I have from zopa

Very pleased with all the service I have from zopa Reviewed on: 17th April 2026

Good banking

Very supportive. Good rates, clear guidance and understanding of any fees or interests Reviewed on: 17th April 2026

Zopa is great

Zopa is great I have moved money into a Zopa high interest rate saving and ISA accounts Reviewed on: 17th April 2026

Market leading account that's easy to manage

Easy to set up, easy to navigate and read, conditions/requirements explained in a simple language. Market leading rates and offers, aesthetically pleasing interface Reviewed on: 17th April 2026

New to the bank, and i have 0 issues so far.

New to the bank, and i have 0 issues so far. Reviewed on: 17th April 2026

Setting up was straightforward and completed in minu...

Setting up was straightforward and completed in minutes. The app is really intuitive and even on first use it felt familiar because of the layout. I have already recommended zopa to friends and colleagues Reviewed on: 17th April 2026

So easy to open a new account and great features

I opened a new account recently and it was such an easy and simple process. They offer good interest rates and bonuses. I get reminders when payments are due to go out which is really handy to ensure there is enough money in the account. Reviewed on: 17th April 2026

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Alternative products

Standard Current Account
from Ulster Bank 3.60 from 36 reviews
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from RBS 3.62 from 42 reviews
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