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Zopa: Current account reviews

Name: Current account
Rating: 4.94 (5954 reviews)

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4.94

Based on 5,954 reviews, last reviewed 10th Apr 2026

564700% increase in 5 star reviews

in the past 90 days

1300% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Amazing concept, can’t wait to see it grow I have loved my experience with the biscuit account, I have been using it since the start, I love the developments they have made so far and I can’t w... Read more Reviewed on: 10th April 2026

Latest lowest rating:

1

Crap customer care- lack of autism care in banking! I was following up on a referral from my brother for £20.00 and went through the process, but was bombarded with lots of emails about the likeness tes... Read more Reviewed on: 2nd April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5954)

Good experience and also easy way to navigate the app

Good experience and also easy way to navigate the app Reviewed on: 7th March 2026

Very satisfied with service from the start

Very satisfied with service from the start Reviewed on: 7th March 2026

Speedy funds

Very quick to get funds into my bank account Reviewed on: 7th March 2026

Easy and reliable current account

I’ve been using Zopa as a current account and it’s been really easy to manage my day-to-day spending. The app is clear and straightforward, so it’s simple to check your balance and keep track of transactions. I also like that you can link other bank accounts in the app, which makes transfers much easier and more convenient. Customer service has also been quick and helpful whenever I’ve needed support. Overall it’s been a smooth and reliable banking experience and I’d definitely recommend it if you want a simple app to manage your money. Reviewed on: 7th March 2026

Great smart bank love the inspiration of the names o...

Great smart bank love the inspiration of the names of the cards Reviewed on: 7th March 2026

A smart, simple and rewarding current account

Zopa’s savings accounts strike a great balance between competitive rates and genuinely easy-to-use digital banking. The app feels modern, intuitive, and thoughtfully designed. It’s a refreshing experience compared to many traditional banks. Opening and managing accounts is straightforward, with clear visuals and helpful features that make it easy to stay on top of your money. I’ve found their savings rates consistently strong, and transfers move quickly without unnecessary hassle. The overall impression is of a smart, customer-focused platform that makes saving both rewarding and effortless. Reviewed on: 7th March 2026

Great product

Very easy and good efficiency and fast delivery of card Reviewed on: 7th March 2026

Steve Hines

All good, excellent service, I have no complaints Reviewed on: 7th March 2026

I had a great experience with Zoba Bank’s customer...

I had a great experience with Zoba Bank’s customer service. The staff were very professional, polite, and quick to respond. I contacted them regarding my online banking access, and they patiently guided me through the process step by step. The issue was resolved quickly, and everything was explained clearly. It’s refreshing to receive such efficient and friendly support. I highly recommend Zoba Bank for their excellent customer service and reliable banking solutions. i Reviewed on: 7th March 2026

Everything is explained in easy to understand terms

Everything is explained in easy to understand terms Reviewed on: 7th March 2026

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