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Zopa: Current account reviews

4.94
Based on 5,244 reviews, last reviewed 15th Feb 2026
249650% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
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96%
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4%
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0%
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0%
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0%

Latest highest rating:

5

I’ve had a Zopa credit card and savings account for... I’ve had a Zopa credit card and savings account for a few years and am very pleased with them both and the service I recieve Reviewed on: 15th February 2026
Graham K's avatar
Graham K

Latest lowest rating:

1

Keep asking if I wan a credit increase then waste my... Keep asking if I wan a credit increase then waste my time and refuse Reviewed on: 14th February 2026
ian cassidy's avatar
ian cassidy

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5244)

Zopa service

5
Have no problems with zopa excellent service Reviewed on: 14th February 2026

No issues very self explanatory.

5
No issues very self explanatory. No stress easy straightforward. Does what it says on the tin. Reviewed on: 14th February 2026

Excellent experience.

5
Excellent experience. Friendly, helpful staff. Reviewed on: 14th February 2026

Great products and easy app.

5
Great products and easy app. Simple application, fast acceptance great customer service. Reviewed on: 14th February 2026

Great, easy to use app

5
Great, easy to use app Great products esp savings Reviewed on: 14th February 2026

Good and reliable service

5
I am satisfied with my current account. The service is easy to use, reliable and converted for everyday banking. Reviewed on: 14th February 2026

The service is reliable and friendly.

4
The service is reliable and friendly. If you do have an issue they will guide you step by step until it is resolved. A few issues such as not offering foreign currency DD or SO. O like there incentive packages such by paying in money each month to create higher interest rates on savings Reviewed on: 14th February 2026

Easy, no fuss.

5
Easy, no fuss. Easy to set up, easy to use Reviewed on: 14th February 2026

Great easy to use app.

5
Great easy to use app. Nice to have all accounts visible and easy to access. Reviewed on: 14th February 2026

Good and very handy.

5
Good and very handy. Cashback is very helpful Reviewed on: 14th February 2026

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