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Zopa: Current account reviews

4.94
Based on 5,571 reviews, last reviewed 20th Feb 2026
264900% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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0%

Latest highest rating:

5

Very good experience Very good experience with zopa. Loan interest rate is little higher Reviewed on: 20th February 2026
NMA's avatar
NMA

Latest lowest rating:

1

Keep asking if I wan a credit increase then waste my... Keep asking if I wan a credit increase then waste my time and refuse Reviewed on: 14th February 2026
ian cassidy's avatar
ian cassidy

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5571)

Clear a simple money management.

5
As an existing Zopa customer, was invited to open a current account with Zopa when they first introduced their current account. The cash backbone DirectDebits swung it for me. Setting everything up was super simple and has been easy to manage ever since. Everything is laid out in an easy to digest format. Making it quick and easy to manage your money. Reviewed on: 19th February 2026

Excellent Very easy to use and set up great service

5
Very easy to use and set up great service Reviewed on: 19th February 2026

So simple to set up, access and check

5
So simple to set up, access and check Reviewed on: 19th February 2026

Fantastic experience and thank you for your services

5
Fantastic experience and thank you for your services Reviewed on: 19th February 2026

Great bank and good investment rates

5
Great bank and good investment rates Reviewed on: 19th February 2026

Clear and helpful communication.

5
Clear and helpful communication. Information needed was satisfactory and understandable . Reviewed on: 19th February 2026

I have only been with Zopa for about 18-24 months bu...

5
I have only been with Zopa for about 18-24 months but i already have savings with good interest. Reviewed on: 19th February 2026

Great for account, notifications.

5
Great for account, notifications. A work really well. Customer service is brilliant too. Reviewed on: 19th February 2026

Great account, high savings interest rate, quick to...

5
Great account, high savings interest rate, quick to setup and easy to use app Reviewed on: 18th February 2026

Great service good back up highly recon

5
Great service good back up highly recon Reviewed on: 18th February 2026

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