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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6590 reviews)

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4.83

Based on 6,590 reviews, last reviewed 30th May 2026

86% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6590)

Highly recommended

Had loans from Zopa as well as saving and I highly recommend it. Efficient. The app is easy to use and ive been back with them a few times for loans very swift at giving you a decision Reviewed on: 17th April 2026

Great Banking App

A really good banking app with great interest rates and incentives, such as cashback on direct debits. They also provided a generous referral scheme which I used to successfully invite others to Zopa. Reviewed on: 17th April 2026

Great interest rates easy to set up and use every da...

Great interest rates easy to set up and use every day on the app Reviewed on: 17th April 2026

I found the app very easy to navigate

I found the app very easy to navigate Reviewed on: 17th April 2026

Very easy to use app.

Very easy to use app. Good rates Reviewed on: 17th April 2026

Reliable and convenient, good interest rates and you...

Reliable and convenient, good interest rates and you can move your money between banks without any issues Reviewed on: 17th April 2026

Zopa review

Great interest rates, super easy site to navigate, good incentives Reviewed on: 17th April 2026

...love of banking back again

I have pleasure in banking there days, easily to navigate through, always giving great advice by way of E-mail and messages . My love of having an ease to use bank again. Reviewed on: 17th April 2026

Very quick replying online but limited phone call ca...

Very quick replying online but limited phone call capabilities Reviewed on: 17th April 2026

Supa! Zupa!

Great savings rates. Easy to use app Reviewed on: 17th April 2026

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