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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Zopa the easy way to bank

The website is easy to use very customer oriented and no silly gimicks Reviewed on: 17th April 2026

good but reffer a friend has still not added my £10...

good but reffer a friend has still not added my £10 x2 so not good in that aspect Reviewed on: 17th April 2026

Very good app experience and chat very good too

Very good app experience and chat very good too Reviewed on: 17th April 2026

Nice and easy sign up.

Nice and easy sign up. Great 6 month easy access savings account too! Reviewed on: 17th April 2026

I applied via Martin Lewis Money Saving website & ge...

I applied via Martin Lewis Money Saving website & get a £15 bonus. Contact customer services twice & still not resolved after 2 wks. Reviewed on: 17th April 2026

Good savings rate.

Good savings rate. Easy online platform. Never received £15 bonus money saving link. Reviewed on: 17th April 2026

Great so far.

Great so far. I recently joined and the biscuit benefits are a no brainer Reviewed on: 17th April 2026

Amazing Bank account

I’ve been really impressed with how intuitive and user-friendly the app is- it makes managing my money feel effortless. The interface is clean and easy to navigate, which is a big plus for everyday use. One of my favourite features is the monthly interest, which feels like a great reward for staying consistent with saving. I also love the ability to split my savings into different pots. It’s made budgeting throughout the month so much simpler and more organised, as I can clearly allocate money for different goals or expenses. Overall, it’s a smart, well-designed app that genuinely helps me stay on top of my finances. Reviewed on: 17th April 2026

Great banking app with perks

Easy banking with savings and everyday current account with good interest rates and cashback on £125 of bills is a bonus. The app is also very good. And can link bank accounts to see an overview of bank balances. Barclaycard link doesn’t show a negative number for credit unlike Amex link, is the only thing that needs fixing. Reviewed on: 17th April 2026

Amazing , the best bank ever ever ever

Amazing , the best bank ever ever ever Reviewed on: 17th April 2026

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