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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Great interest rates easy to set up and use every da...

Great interest rates easy to set up and use every day on the app Reviewed on: 17th April 2026

I found the app very easy to navigate

I found the app very easy to navigate Reviewed on: 17th April 2026

Very easy to use app.

Very easy to use app. Good rates Reviewed on: 17th April 2026

Reliable and convenient, good interest rates and you...

Reliable and convenient, good interest rates and you can move your money between banks without any issues Reviewed on: 17th April 2026

Zopa review

Great interest rates, super easy site to navigate, good incentives Reviewed on: 17th April 2026

...love of banking back again

I have pleasure in banking there days, easily to navigate through, always giving great advice by way of E-mail and messages . My love of having an ease to use bank again. Reviewed on: 17th April 2026

Very quick replying online but limited phone call ca...

Very quick replying online but limited phone call capabilities Reviewed on: 17th April 2026

Supa! Zupa!

Great savings rates. Easy to use app Reviewed on: 17th April 2026

Very happy - easy to use and customer friendly

I have opened a bank account, a savings account, a regular saver account and a stock & shares ISA with Zopa, so that's proof I think of how much I approve of this bank. I follow Martin Lewis and he recommended Zopa Reviewed on: 17th April 2026

Excellent online bank.

Very clear app. Great interest rates. Good alternatives for investing. Reviewed on: 17th April 2026

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