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Zopa: Current account reviews

4.94
Based on 5,574 reviews, last reviewed 21st Feb 2026
265050% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good bank so far very informative keeping me up to d... Good bank so far very informative keeping me up to date Reviewed on: 21st February 2026
Paulette M's avatar
Paulette M

Latest lowest rating:

1

Keep asking if I wan a credit increase then waste my... Keep asking if I wan a credit increase then waste my time and refuse Reviewed on: 14th February 2026
ian cassidy's avatar
ian cassidy

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5574)

Excellent.

5
Excellent.. this is uses friendly Reviewed on: 18th February 2026

They have brilliant current accounts

5
They have brilliant current accounts with a great interest rate but their savings accounts have amazing for rates. Absolutely love this bank. Reviewed on: 18th February 2026

Really easy to use, quick and efficient, would highl...

5
Really easy to use, quick and efficient, would highly recommend. Reviewed on: 18th February 2026

The app is great, it could do without the AI tool

5
The app is great, it could do without the AI tool though! Making payments is a breeze. Notifications are good, with just enough information. Reviewed on: 18th February 2026

Great experience

5
Great experience so far, very happy about it. Reviewed on: 18th February 2026

Satisfaction garunteed

5
I have always been satisfied whenever I have phoned to speak to someone. They are always pleasant, polite and very helpful snd always sort out any issues I have. Always satisfaction garunteed Reviewed on: 18th February 2026

Very good customer service.

4
Very good customer service. Solved a problem and explained why happened. Reviewed on: 18th February 2026

Brilliant app!

5
Brilliant app! Works so good and I like to use my Zopa card Reviewed on: 18th February 2026

i have had an account with you over a year i have lo...

5
i have had an account with you over a year i have loans with u and find the account easy to use evverythink i need to do i find it easy Reviewed on: 18th February 2026

Superb doing business with Zopa

5
Great App, no complaints at all. They keep me informed, and interest rates are good too Reviewed on: 18th February 2026

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