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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6590 reviews)

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4.83

Based on 6,590 reviews, last reviewed 30th May 2026

86% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6590)

Very happy - easy to use and customer friendly

I have opened a bank account, a savings account, a regular saver account and a stock & shares ISA with Zopa, so that's proof I think of how much I approve of this bank. I follow Martin Lewis and he recommended Zopa Reviewed on: 17th April 2026

Excellent online bank.

Very clear app. Great interest rates. Good alternatives for investing. Reviewed on: 17th April 2026

Great bank with great interest rates

Great bank with great interest rates Reviewed on: 17th April 2026

Happy with the app and products - not had to contact...

Happy with the app and products - not had to contact customer services Reviewed on: 17th April 2026

Best interest rates on ALL accounts plus 2% cashback...

Best interest rates on ALL accounts plus 2% cashback on direct debits. Reviewed on: 17th April 2026

Transferring to make this my primary bank

I’ve not had to experience calling customer service as everything has worked and been fine. Reviewed on: 17th April 2026

Good online website, easy to navigate

Good online website, easy to navigate Reviewed on: 17th April 2026

Easy to use app

Easy to set up. Good interest rates.Easy to use app. Reviewed on: 17th April 2026

Very easy to open an account on line and runs great...

Very easy to open an account on line and runs great on line Reviewed on: 17th April 2026

Very good service.

Very good interest rate, the website is simple to use absolutely no complaints Reviewed on: 17th April 2026

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