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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Supa! Zupa!

Great savings rates. Easy to use app Reviewed on: 17th April 2026

Very happy - easy to use and customer friendly

I have opened a bank account, a savings account, a regular saver account and a stock & shares ISA with Zopa, so that's proof I think of how much I approve of this bank. I follow Martin Lewis and he recommended Zopa Reviewed on: 17th April 2026

Excellent online bank.

Very clear app. Great interest rates. Good alternatives for investing. Reviewed on: 17th April 2026

Great bank with great interest rates

Great bank with great interest rates Reviewed on: 17th April 2026

Happy with the app and products - not had to contact...

Happy with the app and products - not had to contact customer services Reviewed on: 17th April 2026

Best interest rates on ALL accounts plus 2% cashback...

Best interest rates on ALL accounts plus 2% cashback on direct debits. Reviewed on: 17th April 2026

Transferring to make this my primary bank

I’ve not had to experience calling customer service as everything has worked and been fine. Reviewed on: 17th April 2026

Good online website, easy to navigate

Good online website, easy to navigate Reviewed on: 17th April 2026

Easy to use app

Easy to set up. Good interest rates.Easy to use app. Reviewed on: 17th April 2026

Very easy to open an account on line and runs great...

Very easy to open an account on line and runs great on line Reviewed on: 17th April 2026

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