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Zopa: Current account reviews

4.94
Based on 5,954 reviews, last reviewed 10th Apr 2026
564700% increase in 5 star reviews
in the past 90 days
1300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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0%

Latest highest rating:

5

Amazing concept, can’t wait to see it grow I have loved my experience with the biscuit account, I have been using it since the start, I love the developments they have made so far and I can’t w... Read more Reviewed on: 10th April 2026
Anon's avatar
Anon

Latest lowest rating:

1

Crap customer care- lack of autism care in banking! I was following up on a referral from my brother for £20.00 and went through the process, but was bombarded with lots of emails about the likeness tes... Read more Reviewed on: 2nd April 2026
David R's avatar
David R

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5954)

Easy, no fuss experience.

4
Easy, no fuss experience. Sort of informal but confident in product. Reviewed on: 6th March 2026

Best Bank ever

5
Zopa banking app is the easiest app to use and I’ve had quite a few. Instructions are very simple and easy to understand. Reviewed on: 6th March 2026

Easy and flawless experience, all your info at a gla...

5
Easy and flawless experience, all your info at a glance. Everything works well Reviewed on: 6th March 2026

Zopa is an is excellent back to bank with

5
Zopa is an. Excellent bank to bank with and applying for loan is so easy and fast and approval rate is quick too Reviewed on: 6th March 2026

Very happy with every aspect of Zopa services

5
Very happy with every aspect of Zopa services Reviewed on: 6th March 2026

Check out the new App!

5
The new app is fantastic. The special savings rate is top of market and the service is quick and slick. Higly recommended all round! Reviewed on: 6th March 2026

Great holiday fund account

5
I like Zopa as a way of saving for a holiday. It keeps everything all costs and spending money in one place. It's great to know what everything is costing and also spend from the fund when abroad. I can access some cash from an atm or pay for most things by debit card. You can link another account and transfer funds from one to another with ease. It's perfect for me, and you get a fair interest on your balance too. Reviewed on: 6th March 2026

Best Loan company ever

5
Been with zopa for a good few years now and they are the most informative loan company we have ever used and only use them for all my financial needs,no nonsense from them easy from start to finish...zopa is my go too. Reviewed on: 6th March 2026

Zopa are great

5
I have no complaints at all about zopa Reviewed on: 6th March 2026

Good friendly and helpful and very knowledgeable hi...

5
Good friendly and helpful and very knowledgeable highly recommend Reviewed on: 6th March 2026

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