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Zopa: Current account reviews

4.94
Based on 5,954 reviews, last reviewed 10th Apr 2026
564700% increase in 5 star reviews
in the past 90 days
1300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing concept, can’t wait to see it grow I have loved my experience with the biscuit account, I have been using it since the start, I love the developments they have made so far and I can’t w... Read more Reviewed on: 10th April 2026
Anon's avatar
Anon

Latest lowest rating:

1

Crap customer care- lack of autism care in banking! I was following up on a referral from my brother for £20.00 and went through the process, but was bombarded with lots of emails about the likeness tes... Read more Reviewed on: 2nd April 2026
David R's avatar
David R

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5954)

Very good experience highly recommended

5
Very good experience highly recommended Reviewed on: 6th March 2026

A clear fair and positive bank

5
Zopa always been fair, and very clear with their bank policies… app is also so easy to navigate Reviewed on: 6th March 2026

Easy to open an account and even pay interest on cur...

4
Easy to open an account and even pay interest on current account Reviewed on: 6th March 2026

Zopa bank is an excellent bank and the app is user f...

5
Zopa bank is an excellent bank and the app is user friendly and easy to use Reviewed on: 6th March 2026

Unparalleled Excellence

5
I have had nothing but a great experience with Zopa. Excellent customer focus, a simple to navigate app and not forgetting phenomenal interest rates are, in my experience, unparalleled in the finance world Reviewed on: 6th March 2026

Simple app, clear website and so easy to use - plus...

5
Simple app, clear website and so easy to use - plus amazing savings rates! Reviewed on: 6th March 2026

Excellent service Biscuit account is fabulous

5
I have been a Zopa customer for a while see I've is excellent savings hub brilliant Biscuit is an amazing account congratulations Reviewed on: 6th March 2026

Their regular saver is a scam, there is zero point i...

3
Their regular saver is a scam, there is zero point in this current account but can’t close Reviewed on: 6th March 2026

They gave me very good interest rate for loan

5
They gave me very good interest rate for loan Reviewed on: 6th March 2026

Top quality

5
Zopa is easy to use and offers a great range of services. They are responsive, flexible and offer good rates too. Reviewed on: 6th March 2026

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