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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Interest rates competitive, app very easy to use

Interest rates competitive, app very easy to use Reviewed on: 17th April 2026

Great experience for loans and banking

I have previously had a loan from Zopa and have now created a bank account. So far I’ve had a great experience with them and have referred a few friends to them. Reviewed on: 17th April 2026

Very easy to use

I've not had to use customer service so that speaks volumes in itself. It's all very self explanatory. I love the way it tells you daily what your interest is and adds it up to see Esther than some banks that just pop an amount in once a month. It's very easy to use and I've already recommended it to multiple people Reviewed on: 17th April 2026

Best instant access savings rate.

Best instant access savings rate. Reviewed on: 17th April 2026

Zopa breaks the banking mould!

I really like the fact that Zopa pays a good interest rate on current account balances and that it’s App is so intuitive and easy to move money between Zopa accounts and between Zopa and other provider accounts. Great customer service on the phone too! Reviewed on: 17th April 2026

Easy to set up.

Easy to set up. The £15 joining incentive was in my account within a week and I was able to open a saver account with decent interest. Reviewed on: 17th April 2026

Top Class Bank Account

Easy to set up and manage. Brilliant Reviewed on: 17th April 2026

Zopa is excellent,very easy to use.

Zopa is excellent,very easy and straightforward to use,very efficient and fast acting, Reviewed on: 17th April 2026

New to Zopa, great communication and service

New to Zopa, great communication and service Reviewed on: 17th April 2026

Easy to use banking app and some decent saving rates.

Easy to use banking app and some decent saving rates. Reviewed on: 17th April 2026

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