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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6590 reviews)

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4.83

Based on 6,590 reviews, last reviewed 30th May 2026

86% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6590)

New to Zopa, great communication and service

New to Zopa, great communication and service Reviewed on: 17th April 2026

Easy to use banking app and some decent saving rates.

Easy to use banking app and some decent saving rates. Reviewed on: 17th April 2026

Great interest rates, app is super easy to use.

Great interest rates, app is super easy to use. Reviewed on: 17th April 2026

Clear and easy to use.

Clear and easy to use. Fast and prompt transactions Reviewed on: 17th April 2026

Great banking experience.

Great banking experience. App is so easy to set up and use. Reviewed on: 17th April 2026

Great service & even better offers for your savings!

Since I joined ZOPA i've been treated in an excellent way. The service they offer + the options for your savings accounts is great! Reviewed on: 17th April 2026

Easy to open. Nice debit card.

Easy to open. Got a nice debit card. Good interest rates Reviewed on: 17th April 2026

Very happy with the account.

Very happy with the account. Easy to use and good rates of interest, however the insistence to provide a UK mobile number when first signing up is frustrating. Reviewed on: 17th April 2026

Like the 1% cashback on bills.

Like the 1% cashback on bills. Interest rate could be higher. Reviewed on: 17th April 2026

It is good and easy to proceed , user friendly...

It is good and easy to proceed , user friendly Reviewed on: 17th April 2026

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