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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

A home from home banking service that is extremely u...

A home from home banking service that is extremely user friendly Reviewed on: 17th April 2026

Zopa bank is a safe and dependable place to build yo...

Zopa bank is a safe and dependable place to build your hard earned money using their higher interest accounts. Reviewed on: 17th April 2026

Extremely easy to open an account and set up

It was extremely easy to open an account and to set up saving pots. I had my account opened within minutes. I also like that I can connect to my other bank accouts effortlessly to transfer money into my Zopa account. The interest rates and cashback on household bills are alluring. Reviewed on: 17th April 2026

Interest rates competitive, app very easy to use

Interest rates competitive, app very easy to use Reviewed on: 17th April 2026

Great experience for loans and banking

I have previously had a loan from Zopa and have now created a bank account. So far I’ve had a great experience with them and have referred a few friends to them. Reviewed on: 17th April 2026

Very easy to use

I've not had to use customer service so that speaks volumes in itself. It's all very self explanatory. I love the way it tells you daily what your interest is and adds it up to see Esther than some banks that just pop an amount in once a month. It's very easy to use and I've already recommended it to multiple people Reviewed on: 17th April 2026

Best instant access savings rate.

Best instant access savings rate. Reviewed on: 17th April 2026

Zopa breaks the banking mould!

I really like the fact that Zopa pays a good interest rate on current account balances and that it’s App is so intuitive and easy to move money between Zopa accounts and between Zopa and other provider accounts. Great customer service on the phone too! Reviewed on: 17th April 2026

Easy to set up.

Easy to set up. The £15 joining incentive was in my account within a week and I was able to open a saver account with decent interest. Reviewed on: 17th April 2026

Top Class Bank Account

Easy to set up and manage. Brilliant Reviewed on: 17th April 2026

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