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Zopa: Current account reviews

4.94
Based on 5,954 reviews, last reviewed 10th Apr 2026
564700% increase in 5 star reviews
in the past 90 days
1300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing concept, can’t wait to see it grow I have loved my experience with the biscuit account, I have been using it since the start, I love the developments they have made so far and I can’t w... Read more Reviewed on: 10th April 2026
Anon's avatar
Anon

Latest lowest rating:

1

Crap customer care- lack of autism care in banking! I was following up on a referral from my brother for £20.00 and went through the process, but was bombarded with lots of emails about the likeness tes... Read more Reviewed on: 2nd April 2026
David R's avatar
David R

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5954)

The account setup was very smooth and effortless, to...

5
The account setup was very smooth and effortless, took me only a few minutes. I got in touch with customer service in regards to referral system and they have kindly explained me the process and requirements. Lovely to bank with Reviewed on: 6th March 2026

Zopa has won me over and is now my No1 choice!

5
I initially opened my Zopa account to run alongside my existing current account, however, I have so enjoyed using the App and everything is so easy to use and straight forward that Zopa has become my favourite and first choice. 5 stars from me Reviewed on: 6th March 2026

Good current account interest rate, cashback on bill...

5
Good current account interest rate, cashback on bills, app has a range of good features simple interface Reviewed on: 6th March 2026

Great bank account

5
App is simple and easy to use. The current account pays interest and cashback on bills which is great. The regular saver was the main selling point for me, with 7.1% interest Reviewed on: 6th March 2026

Straight forward and easy to use with a good monthly...

5
Straight forward and easy to use with a good monthly saver rate Reviewed on: 6th March 2026

I have been with Zopa for years, cannot fault them.

5
I have been with Zopa for years, cannot fault them. Great rates, easy to use and navigate app and great customer service Reviewed on: 6th March 2026

Always good service and excellent communication

5
Always good service and excellent communication Reviewed on: 6th March 2026

Never had any problems good to use very straight for...

5
Never had any problems good to use very straight forward to use Reviewed on: 6th March 2026

Good service from your bank I will recommend to othe...

3
Good service from your bank I will recommend to others as well Reviewed on: 6th March 2026

Im happy with the experience I had at Zopa

4
Im happy with the experience I had at Zopa Reviewed on: 6th March 2026

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