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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Zopa is excellent,very easy to use.

Zopa is excellent,very easy and straightforward to use,very efficient and fast acting, Reviewed on: 17th April 2026

New to Zopa, great communication and service

New to Zopa, great communication and service Reviewed on: 17th April 2026

Easy to use banking app and some decent saving rates.

Easy to use banking app and some decent saving rates. Reviewed on: 17th April 2026

Great interest rates, app is super easy to use.

Great interest rates, app is super easy to use. Reviewed on: 17th April 2026

Clear and easy to use.

Clear and easy to use. Fast and prompt transactions Reviewed on: 17th April 2026

Great banking experience.

Great banking experience. App is so easy to set up and use. Reviewed on: 17th April 2026

Great service & even better offers for your savings!

Since I joined ZOPA i've been treated in an excellent way. The service they offer + the options for your savings accounts is great! Reviewed on: 17th April 2026

Easy to open. Nice debit card.

Easy to open. Got a nice debit card. Good interest rates Reviewed on: 17th April 2026

Very happy with the account.

Very happy with the account. Easy to use and good rates of interest, however the insistence to provide a UK mobile number when first signing up is frustrating. Reviewed on: 17th April 2026

Like the 1% cashback on bills.

Like the 1% cashback on bills. Interest rate could be higher. Reviewed on: 17th April 2026

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