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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

84% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very nice.

Very nice..experience..i like this bank Reviewed on: 17th April 2026

great app

everything is good can’t fault the app really good Reviewed on: 17th April 2026

Simple and Smooth

A user-friendly interface, ans the account opening process was straightforward and quick to get set up. The delivery of my debit card was also just 2-3 days. Thank you. Reviewed on: 17th April 2026

its the best bank

its the best bank out there for what you offer Reviewed on: 17th April 2026

Excellent bank!!

Excellent app, very good UI easy to use and very clear. Best banking app I’ve used. With their Zap feature I only need the Zopa app to control all my other bank accounts. Reviewed on: 17th April 2026

Customer driven- excellent bank

Very easy and quick to open an account. lot of perks, much better interest rates than other commercial bank. User friendly app. Reviewed on: 17th April 2026

Easy to sign up and easy to navigate the app

Easy to sign up and easy to navigate the app Reviewed on: 17th April 2026

Zopa, you get far more than the others

Zopa gives me more benefits than any other current or savings account. My Biscuit account pays me 7.1% for up to £300 per month and the 4.75% interest rate on my easy access account is boosted when I pay in £500. This makes my savings grow faster. If you like paying direct debit on your council tax or energy bills, Zopa give you 2% cashback. The Biscuit also pays me 2% on my balances. I don't get that benefit with any other account. There's travel perks too, I can use my Zopa debit card anywhere in the world and it's totally Fee-free. The Zopa Biscuit digital app runs really smoothly and it's easy to use. With any transactions or payments, instantly, my accounts are updated. Linking my other bank accounts has made it easier and quicker to view my balances. Reviewed on: 17th April 2026

the staff seems to be helpful however not adequately...

the staff seems to be helpful however not adequately trained. The current account statement activities have a few items missing last month but it's since been sorted Reviewed on: 17th April 2026

The app is bright and colourful and easy to navigate...

The app is bright and colourful and easy to navigate through. Reviewed on: 17th April 2026

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