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Zopa: Current account reviews

4.94
Based on 5,717 reviews, last reviewed 27th Feb 2026
271400% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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0%

Latest highest rating:

5

Good company, good service. Good company, good service. Easy to apply, to use the app Reviewed on: 27th February 2026
Mihaela Dominte 's avatar
Mihaela Dominte

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026
Saver's avatar
Saver

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5717)

Always willing to help.

5
Always willing to help. No problem whatsoever with any questions asked. Reviewed on: 20th February 2026

Great brilliant service and absolutely easy to to use

5
Great brilliant service and absolutely easy to to use Reviewed on: 20th February 2026

Very good credit card

5
Easy to make payments and good customer service Reviewed on: 20th February 2026

Easy to use, easy to get in touch with someone if ne...

5
Easy to use, easy to get in touch with someone if necessary although I don’t really need to often and I love the forward thinking beta approach to digital banking. Reviewed on: 20th February 2026

Best account I’ve ever had!

5
I am so pleased I opened my Zopa account. With its very favorable interest rates it has helped me to put money away and persuaded me to leave my savings alone, when I have always been a spender rather than a saver. I talked my daughter into opening an account too. I can’t thank Zopa enough. Reviewed on: 20th February 2026

Good Savings and Bank account.

5
Easy to use with good rate of interest Reviewed on: 20th February 2026

they are very helpful

5
they are very helpful, they are also very understanding Reviewed on: 20th February 2026

Very good I like so much thanks zopa

4
Very good I like so much thanks zopa Reviewed on: 20th February 2026

Uncomplicated!

5
Amazing banking, simple, user friendly Reviewed on: 20th February 2026

A fantastic account to earn both cashback and intere...

5
A fantastic account to earn both cashback and interest on a current account. Coupled with the 7.1% interest rate on its linked regular saver. Reviewed on: 20th February 2026

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