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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

It is good and easy to proceed , user friendly...

It is good and easy to proceed , user friendly Reviewed on: 17th April 2026

Excellent interest rate and easy app

With 7%interest on a savings account I can access, what's not to love! It's so quick and easy to apply for an account and makes managing your money straight forward and accessible on the go. Reviewed on: 17th April 2026

Quirky bank card presentation is amazing, love it !

Joined on line, was easy , great presentation of card arrived in post very quickly, great joining offers , easy to use app, highly recommended. The quirky presentation of the bank card is a winner for me, loved it . Reviewed on: 17th April 2026

Top marks for Zopa!

I wanted to set up a new current account for budgeting, chose Zopa because I had read how quick it is to set up an account. I downloaded the app and it was all set up in minutes Reviewed on: 17th April 2026

It was easy to open an account.

It was easy to open an account. The app is easy to navigate and clear to understand. The incentives are good. Reviewed on: 17th April 2026

Account opening was good and relatively easy.

Account opening was good and relatively easy. Some issues were faced but resolved through online chat. Transfer of money was straight forward Reviewed on: 17th April 2026

The bank has very good rates of interest, particular...

The bank has very good rates of interest, particularly its rainy day savings account. The app is fairly easy to navigate, but takes a little time to get used to. Very easy to move money around to various accounts within the app. Reviewed on: 17th April 2026

A very different banking experience, Easy to navigat...

A very different banking experience, Easy to navigate online banking. Good communication, and saving options and products Reviewed on: 17th April 2026

Zopa Bank where money grows safely.

Find good value on interest rate to my savings. I encounter no difficulty in moving my money. I FIND IT VERY REALIBLE AND HELPFUL Reviewed on: 17th April 2026

Good app, good rates for saving but only if you add...

Good app, good rates for saving but only if you add £500 a month Reviewed on: 17th April 2026

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