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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

great app

everything is good can’t fault the app really good Reviewed on: 17th April 2026

Simple and Smooth

A user-friendly interface, ans the account opening process was straightforward and quick to get set up. The delivery of my debit card was also just 2-3 days. Thank you. Reviewed on: 17th April 2026

its the best bank

its the best bank out there for what you offer Reviewed on: 17th April 2026

Excellent bank!!

Excellent app, very good UI easy to use and very clear. Best banking app I’ve used. With their Zap feature I only need the Zopa app to control all my other bank accounts. Reviewed on: 17th April 2026

Customer driven- excellent bank

Very easy and quick to open an account. lot of perks, much better interest rates than other commercial bank. User friendly app. Reviewed on: 17th April 2026

Easy to sign up and easy to navigate the app

Easy to sign up and easy to navigate the app Reviewed on: 17th April 2026

Zopa, you get far more than the others

Zopa gives me more benefits than any other current or savings account. My Biscuit account pays me 7.1% for up to £300 per month and the 4.75% interest rate on my easy access account is boosted when I pay in £500. This makes my savings grow faster. If you like paying direct debit on your council tax or energy bills, Zopa give you 2% cashback. The Biscuit also pays me 2% on my balances. I don't get that benefit with any other account. There's travel perks too, I can use my Zopa debit card anywhere in the world and it's totally Fee-free. The Zopa Biscuit digital app runs really smoothly and it's easy to use. With any transactions or payments, instantly, my accounts are updated. Linking my other bank accounts has made it easier and quicker to view my balances. Reviewed on: 17th April 2026

the staff seems to be helpful however not adequately...

the staff seems to be helpful however not adequately trained. The current account statement activities have a few items missing last month but it's since been sorted Reviewed on: 17th April 2026

The app is bright and colourful and easy to navigate...

The app is bright and colourful and easy to navigate through. Reviewed on: 17th April 2026

They customer chat line are very resourceful and alw...

They customer chat line are very resourceful and always helpful in handling customer issues when contacted. Reviewed on: 17th April 2026

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