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Zopa: Current account reviews

4.94
Based on 5,761 reviews, last reviewed 2nd Mar 2026
273500% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
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96%
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4%
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0%
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0%
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0%

Latest highest rating:

5

Easy to use app, no problems at all and good... Easy to use app, no problems at all and good rates Reviewed on: 2nd March 2026
Xrwinger 's avatar
Xrwinger

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026
Saver's avatar
Saver

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5761)

Great interest rates when I started the account.

5
Great interest rates when I started the account. Nice rewards for regular savings, but it requires me to remember the accounting periods to qualify. Simple account access. Was easy to set up the account. Reviewed on: 22nd February 2026

Good interest rate and easy to use

5
Good interest rate and easy to use Reviewed on: 22nd February 2026

Great products and service.

5
Great products and service. The app is so easy to use Reviewed on: 22nd February 2026

Intuitive app.

5
Never needed customer services so marked as neutral. Easy to use app, good rates Reviewed on: 22nd February 2026

Love Zopa convenience.

5
Love the user-friendly app. Love how quickly the payments show on my account. Love the interest rate. Love the banking system overall. I can not fault it!! Reviewed on: 22nd February 2026

It's very convenient, if something happens, it's a...

5
It's very convenient, if something happens, it's a big help. It always helps me in difficult times. Reviewed on: 22nd February 2026

It's not a proper Bank.

2
It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026

Very easy to use and provides value for money

5
Very easy to use and provides value for money Reviewed on: 21st February 2026

Best bank

5
I love the Zopa online banking. Everything is user friendly. Reviewed on: 21st February 2026

Great app

5
Very easy to use app. Website also very easy to use also and very secure Reviewed on: 21st February 2026

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