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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

84% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

They customer chat line are very resourceful and alw...

They customer chat line are very resourceful and always helpful in handling customer issues when contacted. Reviewed on: 17th April 2026

Good bonus rate.

Good bonus rate. But I missed one month as the instruction was not clear. Reviewed on: 17th April 2026

Best deal that help your money to grow

Best deal that help your money to grow Reviewed on: 17th April 2026

Very competitive products on offer.

Very competitive products on offer. Small snag that they do not currently support the same day retry for DD or SO payments. Reviewed on: 16th April 2026

Zopa is great.

Zopa is great. The actual banking product and rewards are better than any other bank out there right now. Reviewed on: 16th April 2026

I have had a loan and a cash Isa and Shares ISA with...

I have had a loan and a cash Isa and Shares ISA with Zopa and was given a very fair interest rate on both the loan and Isa’s. Reviewed on: 16th April 2026

So far I have not had any issues using the account.

So far I have not had any issues using the account. The banking app is reliable and fast. I have shared it amongst my friends and its a neat lil account, especially with the 7% savingd account. The card looks beautiful as well, hah. Reviewed on: 16th April 2026

It’s so easy to use and I’ve recommended your accoun...

It’s so easy to use and I’ve recommended your account to so many friends and colleagues. I’m disappointed there’s no incentive to do this but I want to share what a good app you are. Reviewed on: 16th April 2026

Great app and service and offers, too.

Great app and service and offers, too. Especially the 7% interest rate. Reviewed on: 16th April 2026

Very happy apps service, absolutely recommend them t...

Very happy apps service, absolutely recommend them to anyone Reviewed on: 16th April 2026

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