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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

84% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Amazing bank to work with I absolutely love it

Amazing bank to work with I absolutely love it Reviewed on: 16th April 2026

Highly recommend opening an account

Very easy to create the account & straightforward to use. Interest rate on the savings account is excellent. Reviewed on: 16th April 2026

I've found Zopa to be a very good bank with loads of...

I've found Zopa to be a very good bank with loads of benefits from great rates on saving with loads of banking options allowing for a pleasant banking experience Reviewed on: 16th April 2026

Easy to use and great rate on savings

It was really easy to start the account and I'm now getting a far better deal on my savings than previously. Have now also dipped my toe into a stocks and shares ISA, which was really easy too. Would recommend. Reviewed on: 16th April 2026

A refreshingly smart but simple selection of product...

A refreshingly smart but simple selection of products, with a very easy to navigate website. Why can’t other banks be this good? Reviewed on: 16th April 2026

Zopa - Awesome

So easy to open an account, Excellent interest on the savings accounts and money back on direct debits. Really quick transfers to and from accounts. Reviewed on: 16th April 2026

Easy online opening of current and savings account .

Easy online opening of current and savings account . Received bank card following day . So far very impressed and looking forward to a mutually productive and profitable relationship..The online account is easy to navigate and the interest rate on the savings account is extremely competitive.. Reviewed on: 16th April 2026

Good interest rates & quick & easy to use app.

Good interest rates & quick & easy to use app. Little rewards are appreciated. Reviewed on: 16th April 2026

Easy application,prompt responses speedy set up exce...

Easy application,prompt responses speedy set up excellent all round stress free love it Reviewed on: 16th April 2026

Good for regular savers, clear and easy to use

I like the layout of the Home Screen on the app - immediately tells you how much is in each savings pot, and how much interest you have earned to date (updates every month) and the rates are very good for a 12 month savings plan. The ‘linking’ feature means you can quickly move money to/fro without coming out of the app at all. All in all a great product which I would recommend to anyone wanting to save a regular amount and get a better rate of interest than high street savings accounts. Reviewed on: 16th April 2026

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