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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Good bonus rate.

Good bonus rate. But I missed one month as the instruction was not clear. Reviewed on: 17th April 2026

Best deal that help your money to grow

Best deal that help your money to grow Reviewed on: 17th April 2026

Very competitive products on offer.

Very competitive products on offer. Small snag that they do not currently support the same day retry for DD or SO payments. Reviewed on: 16th April 2026

Zopa is great.

Zopa is great. The actual banking product and rewards are better than any other bank out there right now. Reviewed on: 16th April 2026

I have had a loan and a cash Isa and Shares ISA with...

I have had a loan and a cash Isa and Shares ISA with Zopa and was given a very fair interest rate on both the loan and Isa’s. Reviewed on: 16th April 2026

So far I have not had any issues using the account.

So far I have not had any issues using the account. The banking app is reliable and fast. I have shared it amongst my friends and its a neat lil account, especially with the 7% savingd account. The card looks beautiful as well, hah. Reviewed on: 16th April 2026

It’s so easy to use and I’ve recommended your accoun...

It’s so easy to use and I’ve recommended your account to so many friends and colleagues. I’m disappointed there’s no incentive to do this but I want to share what a good app you are. Reviewed on: 16th April 2026

Great app and service and offers, too.

Great app and service and offers, too. Especially the 7% interest rate. Reviewed on: 16th April 2026

Very happy apps service, absolutely recommend them t...

Very happy apps service, absolutely recommend them to anyone Reviewed on: 16th April 2026

Amazing bank to work with I absolutely love it

Amazing bank to work with I absolutely love it Reviewed on: 16th April 2026

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