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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Great app and service and offers, too.

Great app and service and offers, too. Especially the 7% interest rate. Reviewed on: 16th April 2026

Very happy apps service, absolutely recommend them t...

Very happy apps service, absolutely recommend them to anyone Reviewed on: 16th April 2026

Amazing bank to work with I absolutely love it

Amazing bank to work with I absolutely love it Reviewed on: 16th April 2026

Highly recommend opening an account

Very easy to create the account & straightforward to use. Interest rate on the savings account is excellent. Reviewed on: 16th April 2026

I've found Zopa to be a very good bank with loads of...

I've found Zopa to be a very good bank with loads of benefits from great rates on saving with loads of banking options allowing for a pleasant banking experience Reviewed on: 16th April 2026

Easy to use and great rate on savings

It was really easy to start the account and I'm now getting a far better deal on my savings than previously. Have now also dipped my toe into a stocks and shares ISA, which was really easy too. Would recommend. Reviewed on: 16th April 2026

A refreshingly smart but simple selection of product...

A refreshingly smart but simple selection of products, with a very easy to navigate website. Why can’t other banks be this good? Reviewed on: 16th April 2026

Zopa - Awesome

So easy to open an account, Excellent interest on the savings accounts and money back on direct debits. Really quick transfers to and from accounts. Reviewed on: 16th April 2026

Easy online opening of current and savings account .

Easy online opening of current and savings account . Received bank card following day . So far very impressed and looking forward to a mutually productive and profitable relationship..The online account is easy to navigate and the interest rate on the savings account is extremely competitive.. Reviewed on: 16th April 2026

Good interest rates & quick & easy to use app.

Good interest rates & quick & easy to use app. Little rewards are appreciated. Reviewed on: 16th April 2026

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