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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

84% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Refreshing investing..

Good investing opportunities, helpful chat room, I'm already making a profit, everything is slick and professional. I would recommend this bank to others and it's dynamic. Reviewed on: 16th April 2026

Love how easy it is to bank on the app.

Love how easy it is to bank on the app. interest rates are good too. I’ve been recommending this app and bank to family and friends Reviewed on: 16th April 2026

Really smooth process to set up an account, great ap...

Really smooth process to set up an account, great app and competitive interest rates and products. Reviewed on: 16th April 2026

Great savings interest rate added daily to the accou...

Great savings interest rate added daily to the account and nice app Reviewed on: 16th April 2026

Very easy to use, reasonable interest rate.

Very easy to use, reasonable interest rate. Reviewed on: 16th April 2026

I enjoy banking with them because of their favourabl...

I enjoy banking with them because of their favourable rates Reviewed on: 16th April 2026

zopa has been a great experience for me

Zopa has been great with customer service and I have been a customer since it was in beta and and has been a great and easy experience Reviewed on: 16th April 2026

great, love using it.

great, love using it. high rate for saving Reviewed on: 16th April 2026

User friendly

Easy to set the account up, easy to use the app. Useful articles in app about managing money and investing. Reviewed on: 16th April 2026

I like how easy it is to use all features.

I like how easy it is to use all features. Reviewed on: 16th April 2026

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