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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Easy application,prompt responses speedy set up exce...

Easy application,prompt responses speedy set up excellent all round stress free love it Reviewed on: 16th April 2026

Good for regular savers, clear and easy to use

I like the layout of the Home Screen on the app - immediately tells you how much is in each savings pot, and how much interest you have earned to date (updates every month) and the rates are very good for a 12 month savings plan. The ‘linking’ feature means you can quickly move money to/fro without coming out of the app at all. All in all a great product which I would recommend to anyone wanting to save a regular amount and get a better rate of interest than high street savings accounts. Reviewed on: 16th April 2026

Fast, efficient, clear.

Fast, efficient, clear. The website is easy to navigate, and the services Zopa offer are clear. Reviewed on: 16th April 2026

User friendly app looks promising

User friendly app looks promising Reviewed on: 16th April 2026

Very easy to open account.

Very easy to open account. Good banking app. Excellent interest rate. Reviewed on: 16th April 2026

Simple, easy to use banking.

Simple, easy to use banking. great interest rates Reviewed on: 16th April 2026

Happy Customer!

Trouble free service, with great rewards. Reviewed on: 16th April 2026

All the features I need.

All the features I need. Flexible and straightforward banking. Great interest rates Reviewed on: 16th April 2026

So easy.

So easy. Great customer service. Great deals, Recommended to my whole family. Reviewed on: 16th April 2026

Zopa Bank is an easy-to-use digital bank with innova...

Zopa Bank is an easy-to-use digital bank with innovative savings products. I like the app experience and straightforward savings options. Solid overall service. Would recommend for everyday savers. also. Reviewed on: 16th April 2026

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