Smart Money People Logo

Zopa: Current account reviews

4.94
Based on 5,767 reviews, last reviewed 2nd Mar 2026
273750% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use and great customer service Ease of use and great customer service Reviewed on: 2nd March 2026
Olu ojo's avatar
Olu ojo

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026
Saver's avatar
Saver

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (5767)

Highly recommend

5
I started using Zopa last year and have no complaints. They have been great. Reviewed on: 21st February 2026

Even though ive had a few financial hiccups they hav...

5
Even though ive had a few financial hiccups they have listened and helped with the greatest of ease. Simple call and done. Reviewed on: 21st February 2026

Great experience no issue.

5
Great experience no issue. Helpful credit rating advice Reviewed on: 21st February 2026

Good bank so far very informative keeping me up to d...

5
Good bank so far very informative keeping me up to date Reviewed on: 21st February 2026

It's been great with Biscuit!

5
It's been great with Biscuit! Easy efficient and friendly. Reviewed on: 21st February 2026

Good experience thus far

5
Good experience thus far, app is good. Account is good. Reviewed on: 21st February 2026

Very good experience

5
Very good experience with zopa. Loan interest rate is little higher Reviewed on: 20th February 2026

Always easy to use, with functions that work

5
Always easy to use, with functions that work Reviewed on: 20th February 2026

One of the easiest credit cards to use

5
One of the easiest credit cards to use Reviewed on: 20th February 2026

Excellent online service easy access

5
Excellent online service easy access Reviewed on: 20th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1454 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7494 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 67287 reviews
    Zopa
    View all products