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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

User friendly app looks promising

User friendly app looks promising Reviewed on: 16th April 2026

Very easy to open account.

Very easy to open account. Good banking app. Excellent interest rate. Reviewed on: 16th April 2026

Simple, easy to use banking.

Simple, easy to use banking. great interest rates Reviewed on: 16th April 2026

Happy Customer!

Trouble free service, with great rewards. Reviewed on: 16th April 2026

All the features I need.

All the features I need. Flexible and straightforward banking. Great interest rates Reviewed on: 16th April 2026

So easy.

So easy. Great customer service. Great deals, Recommended to my whole family. Reviewed on: 16th April 2026

Zopa Bank is an easy-to-use digital bank with innova...

Zopa Bank is an easy-to-use digital bank with innovative savings products. I like the app experience and straightforward savings options. Solid overall service. Would recommend for everyday savers. also. Reviewed on: 16th April 2026

Very easy to transfer money; helpful to same small m...

Very easy to transfer money; helpful to same small money every month for even higher interest rate. Reviewed on: 16th April 2026

Great account and easy to use top up each month to g...

Great account and easy to use top up each month to get a better interest rate Reviewed on: 16th April 2026

Refreshing investing..

Good investing opportunities, helpful chat room, I'm already making a profit, everything is slick and professional. I would recommend this bank to others and it's dynamic. Reviewed on: 16th April 2026

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from Ulster Bank 3.46 from 36 reviews
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