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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Very easy to transfer money; helpful to same small m...

Very easy to transfer money; helpful to same small money every month for even higher interest rate. Reviewed on: 16th April 2026

Great account and easy to use top up each month to g...

Great account and easy to use top up each month to get a better interest rate Reviewed on: 16th April 2026

Refreshing investing..

Good investing opportunities, helpful chat room, I'm already making a profit, everything is slick and professional. I would recommend this bank to others and it's dynamic. Reviewed on: 16th April 2026

Love how easy it is to bank on the app.

Love how easy it is to bank on the app. interest rates are good too. I’ve been recommending this app and bank to family and friends Reviewed on: 16th April 2026

Really smooth process to set up an account, great ap...

Really smooth process to set up an account, great app and competitive interest rates and products. Reviewed on: 16th April 2026

Great savings interest rate added daily to the accou...

Great savings interest rate added daily to the account and nice app Reviewed on: 16th April 2026

Very easy to use, reasonable interest rate.

Very easy to use, reasonable interest rate. Reviewed on: 16th April 2026

I enjoy banking with them because of their favourabl...

I enjoy banking with them because of their favourable rates Reviewed on: 16th April 2026

zopa has been a great experience for me

Zopa has been great with customer service and I have been a customer since it was in beta and and has been a great and easy experience Reviewed on: 16th April 2026

great, love using it.

great, love using it. high rate for saving Reviewed on: 16th April 2026

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