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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Love how easy it is to bank on the app.

Love how easy it is to bank on the app. interest rates are good too. I’ve been recommending this app and bank to family and friends Reviewed on: 16th April 2026

Really smooth process to set up an account, great ap...

Really smooth process to set up an account, great app and competitive interest rates and products. Reviewed on: 16th April 2026

Great savings interest rate added daily to the accou...

Great savings interest rate added daily to the account and nice app Reviewed on: 16th April 2026

Very easy to use, reasonable interest rate.

Very easy to use, reasonable interest rate. Reviewed on: 16th April 2026

I enjoy banking with them because of their favourabl...

I enjoy banking with them because of their favourable rates Reviewed on: 16th April 2026

zopa has been a great experience for me

Zopa has been great with customer service and I have been a customer since it was in beta and and has been a great and easy experience Reviewed on: 16th April 2026

great, love using it.

great, love using it. high rate for saving Reviewed on: 16th April 2026

User friendly

Easy to set the account up, easy to use the app. Useful articles in app about managing money and investing. Reviewed on: 16th April 2026

I like how easy it is to use all features.

I like how easy it is to use all features. Reviewed on: 16th April 2026

Great service

I cant say anything bad about zopa it has given me everything I need from a bank Reviewed on: 16th April 2026

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