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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very efficient app, and good products that are finan...

Very efficient app, and good products that are financially benefiting. This is because of good interest rates and a wide range of products. Reviewed on: 15th January 2026

Love Zopa

Love Zopa, honestly one of the best banks I’ve ever had. Love the referral scheme and also everything about it Reviewed on: 15th January 2026

customer service is very helpful and happy to help y...

customer service is very helpful and happy to help you to ensure your happy with the service they give you. The app is very user friendly as well and a fantastic savings rate. Reviewed on: 15th January 2026

Great app with market leading interest rates - what'...

Great app with market leading interest rates - what's not to like? Reviewed on: 15th January 2026

Excellent app - very easy to use and easily conveys...

Excellent app - very easy to use and easily conveys information. Really like ability to split savings into different pots. Competitive interest rates. Reviewed on: 15th January 2026

Great helpful company with good rates

Great helpful company with good rates Reviewed on: 15th January 2026

Great bank

Zopa has a great variety of options for interest and savings as well as great incentives and a really good interface for the app Reviewed on: 15th January 2026

Great bank!

Great bank! Easy to use app. Great rates Reviewed on: 15th January 2026

Scrumptious bank account

Great app, interest like no other place on the market. Reviewed on: 15th January 2026

A fantastic current account

Was a beta customer for the current account and it’s development into ‘Biscuit’ is excellent. Easy to use and navigate and related interest rate boost to pots was a game changer Reviewed on: 15th January 2026

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