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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great service, definitely recommend

Great service, definitely recommend Reviewed on: 15th January 2026

excellent

professional, reliable , quick services ,trustworthy Reviewed on: 15th January 2026

Great bank!

Joined Zopa a few months ago and have been impressed by it's high interest rates. Easy to use app and great customer service. Reviewed on: 15th January 2026

Fantastic service it's a Great Bank Zopa

Fantastic service it's a Great Bank Zopa Reviewed on: 15th January 2026

Amazing bank account.

Amazing bank account. Super modern, super helpful and amazing interest rates. Reviewed on: 15th January 2026

Survey of bank

Good service and good savings rates. Reviewed on: 15th January 2026

I think zopa is very good the app is very easy to u...

I think zopa is very good the app is very easy to use and the costumer service service is very helpful Reviewed on: 15th January 2026

Receiving money doesn’t take long and is very effici...

Receiving money doesn’t take long and is very efficient in that aspect Reviewed on: 15th January 2026

Love the interest it offers and easy to use.

Love the interest it offers and easy to use. Reviewed on: 15th January 2026

Zopa beats the pants off the competition!

Great App. Great accounts - Biscuit gives 2.00%, got a Primary Saver giving 4.45% and a Boosted Saver giving 7.10% - it just beats the pants off the competition .... BUT .... the BESt thing is the dinky little holder/presentation device that the debit card arrives in ... little things amuse little minds - but it is superb ! Reviewed on: 15th January 2026

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