Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Current account reviews

4.82
Based on 6,599 reviews, last reviewed 13th Aug 2026
99% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026
Jay's avatar
Jay

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6599)

Zopa Credit card definitely needs Apple Pay asap, De...

5
Zopa Credit card definitely needs Apple Pay asap, Debit card have Apple Pay which is good… Overall I’ll still give Zopa 5 stars! Reviewed on: 15th January 2026

Hassle-free banking

5
Very easy to sign up, fast action and hassle-free, and their slogan speaks for itself: make money work better. Reviewed on: 15th January 2026

I’m more than happy that I’ve opened accounts with Z...

5
I’m more than happy that I’ve opened accounts with Zopa. The App is straightforward to use - easily to navigate Reviewed on: 15th January 2026

Very slick account opening and great interest rates

5
Very slick account opening and great interest rates Reviewed on: 15th January 2026

Best bank ever, will recommend.

5
Everything was quick and effuecent stress free my card arrived on time Reviewed on: 15th January 2026

Good all round.

5
Opening: easy. App: easy. Account operation: easy. Interest rates: good. Things not to like: nothing! Reviewed on: 15th January 2026

Simple and easy to use.

5
Simple and easy to use. Great app. Reviewed on: 15th January 2026

Very Fantasctic Service and save

5
Very simple to naive money and save Reviewed on: 15th January 2026

Very good

5
Clear and quick, no issues at all Reviewed on: 15th January 2026

Amazing service and an unbelievable interest rate of...

5
Amazing service and an unbelievable interest rate of 7 percent. Unmatched. Best bank by far fantastic Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44351 reviews
    Zopa
    View all products