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Zopa: Current account reviews

4.94
Based on 5,583 reviews, last reviewed 21st Feb 2026
265500% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Have both personal account and credit account. Have both personal account and credit account. Both have been very good Reviewed on: 21st February 2026
Christina B's avatar
Christina B

Latest lowest rating:

1

Keep asking if I wan a credit increase then waste my... Keep asking if I wan a credit increase then waste my time and refuse Reviewed on: 14th February 2026
ian cassidy's avatar
ian cassidy

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5583)

Us a friendly website and app good customer service

5
Us a friendly website and app good customer service Reviewed on: 15th January 2026

Excellent customer service and great product

5
Excellent customer service and great product quality. Reviewed on: 15th January 2026

Easy accesss to your money...

5
Easy to use, easy to access accounts, quick updates after using accounts. All account overviews visible on a single page. Offers emailed when available Reviewed on: 15th January 2026

Excellent service and savings rates.

5
Excellent service and savings rates. Really like the pots for savings. Easy to use and manage money. Started using the current account as beta service a while back and that has worked well. Considering moving all banking to Zopa. Reviewed on: 15th January 2026

It’s all simple, responsive and proactive through th...

5
It’s all simple, responsive and proactive through the APP - and how it interacts between my Zopa current account, Credit Card and savings accounts - now through voice instructions - brilliant! Reviewed on: 15th January 2026

I find zopa to be a excellent credit card and has he...

5
I find zopa currant account to be excellent thank you jrh Reviewed on: 15th January 2026

Ever improving service from the launch

5
Ever improving service from the launch Reviewed on: 15th January 2026

Very easy to use the app.

5
Very easy to use the app. Excellent transfer of funds between accounts. Nice experience Reviewed on: 15th January 2026

Zopa gave me a credit card when I needed it they hav...

5
Zopa gave me a credit card when I needed it they have been fantastic in every way Thsnks you Reviewed on: 15th January 2026

Why I like Zopa

5
Helped me save Improved my credit rating allowing me to be more positive with money and financial commitments Reviewed on: 15th January 2026

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