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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

App gives easy access for transfers and monitoring t...

App gives easy access for transfers and monitoring the account. Not needed help with anything so far Reviewed on: 15th January 2026

Simple to use.

Simple to use. Easy to download and install. Straight forward to add savings accounts. Reviewed on: 15th January 2026

Best online bank in my option

Perfect in every way easy to add and withdraw can see where you are within seconds on the app Reviewed on: 15th January 2026

Mashhood ul

Good service and bank in United Kingdom Reviewed on: 15th January 2026

Without a doubt I couldn’t rate Zopa any higher.

Zopa has been the best bank ever to deal with I haven’t had one bit of bother. Using the app has been great no lagging no glitches so easy to use. I’ve never had a situation where I’ve had use the customer care. I’ve been using Zopa for about 9 years. And recently having biscuit with the 7% saving added has been a good bonus. Everything in one place my bank account, savings and my loan makes everything for myself such a comfort to use noting challenging about using Zopa. Thanks Zopa. Reviewed on: 15th January 2026

Full range of banking services.

Full range of banking services. Easy to navigate website and app. High current account linked saving rates. Reviewed on: 15th January 2026

Best on the market

The interest rates for the current account and linked savings accounts are unrivalled and if you factor in cash back for direct debits and the intuitive app it’s the best on the market. Reviewed on: 15th January 2026

Its been a great pleasure using this app

Its been a great pleasure using this app Reviewed on: 15th January 2026

Modern twist on good old fashioned solid banking.

Modern twist on good old fashioned solid banking.Taking saving into the future! Zopa is the way to save! Reviewed on: 15th January 2026

zopa app is intuitive and user-friendly for older ppl.

zopa app is intuitive and user-friendly for older ppl. Reviewed on: 15th January 2026

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