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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Easy application and easy to use app

Easy application and easy to use app Reviewed on: 15th January 2026

Welldone Guys

Not had a problem with the bank since having the account. Reviewed on: 15th January 2026

It's a pleasure to use the Zopa card.

It's a pleasure to use the Zopa card. Reviewed on: 15th January 2026

Great app. All easy

Using it for a couple of years. All great. Easy app. Reviewed on: 15th January 2026

Zopa make it easy for me to handle my finances and p...

Zopa make it easy for me to handle my finances and provide great care. Reviewed on: 15th January 2026

Zopa review

Easy to use. Efficient customer service. Quick response. Easy to contact. Reviewed on: 15th January 2026

ZOPA always look for new ways to help

Always looking for new ways to help make money more interesting, from current account, savings and ISA's Reviewed on: 15th January 2026

Great Bank for Short-term Savings

I opened a Zopa Biscuit account for the attached Savings Hub. The offer of a 7.1% regular saver is great despite the monthly limit and as a bonus, the interest rate on easy access pots isn't too shabby, either. Reviewed on: 15th January 2026

Just opened a Zopa account absolutely love it.

Just opened a Zopa account absolutely love it. Easy to use the app it’s helping me save having different pots. Reviewed on: 15th January 2026

Great company to use

All good very helpful. Would recommend to all Reviewed on: 15th January 2026

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