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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very helpful app and customer service

Very helpful app and customer service Reviewed on: 15th January 2026

Easy to access and maintained

Easy to access and maintain my money, here when I needed them. Happy with the overall process and looking forward to a future with Zopa Reviewed on: 15th January 2026

I find that you are helpful and doing well

I find that you are helpful and doing well Reviewed on: 15th January 2026

Opening the account was incredibly easy, we love the...

Opening the account was incredibly easy, we love the way it shows us our daily interest. Reviewed on: 15th January 2026

I’ve been using Zopa for my banking now for over a y...

I’ve been using Zopa for my banking now for over a year. It’s so easy to use. I get rewarded. It’s so easy to move money to different account you have elsewhere Reviewed on: 15th January 2026

Brilliant bank

Easy to set up and use the app. Brilliant savings rates compared to others too. Easy to move money around and no issues transferring in and out. Would highly recommend. Reviewed on: 15th January 2026

Easy to set up, easy to manage

Zopa was easy to set up, easy to manage, and quick to load. I have used pots to organise my funds and they made planning trivial. The interest rates are very competitive and the regular saver fits the bill for me Reviewed on: 15th January 2026

Great value, easy to access, I need to write more, n...

Great value, easy to access, I need to write more, need to right more Reviewed on: 15th January 2026

Biscuit account

Since opening my biscuit account with Zopa I have managed to organise my finances to a much better position & even start saving a little for the future. With savings pots, great interest rates & cashback on my direct debits, I havs everything I need in one easy to navigate app. Reviewed on: 15th January 2026

Zopa has been brilliant to me ever since i have had...

Zopa has been brilliant to me ever since i have had an account with them i have got a bad word to say. Reviewed on: 15th January 2026

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