Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

View other Zopa products

4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

A greate alternative banking option

Zopa is a generous and competitive offer compared to other banks. The app can be slow at times but has lots of useful features m Reviewed on: 15th January 2026

Interest on current account: what's not to like.

Interest on current account: what's not to like. No annual fees. No transaction fees. Instand debit card on phone even before plastic one arrived. Absolutely fantastic! Reviewed on: 15th January 2026

Amazing service, great Banking app.

Amazing service, great Banking app., and there when we need you most, thank you. Reviewed on: 15th January 2026

Honestly, I cannot fault zopa and my life as well as...

Honestly, I cannot fault zopa and my life as well as my husband’s have been less stressful since using their services. My only wish now is that they expand their services further to full banking facilities of paying in cheques etc as I would then move all my other bank accounts to them without any hesitation. Reviewed on: 15th January 2026

My experience with the Zopa current account has been...

My experience with the Zopa current account has been positive. The account setup process was straightforward, with clear instructions and minimal paperwork, which made getting started quick and hassle-free. The mobile app is user-friendly, allowing for easy navigation and effective management of daily finances. I particularly appreciate the instant notifications for transactions, which help me keep track of my transactions in real time. The customer support team has been responsive and helpful whenever I’ve had queries. Overall, I am satisfied with Zopa’s current account offering and would recommend it to others seeking a modern banking solution. Reviewed on: 15th January 2026

good rate of interest and cashback on direct debits

good rate of interest and cashback on direct debits Reviewed on: 15th January 2026

The Thoughtful Bank

You can really see that Zopa has thought about how to add value and help its customers make more of their savings. The accounts are easy to set up, the interest rates are competitive and the app is easy to use, which is all you really need from a bank. Reviewed on: 15th January 2026

Easy Peasy

Great app easy to use, good rates, what's not to like? Reviewed on: 15th January 2026

Great bank account, fantastic saving rates

Great bank account, great savings accounts Reviewed on: 15th January 2026

Excellent service overall,

Very pleased with easy to negotiate app. Excellent rate of interest for regular savers. Great customer service. So pleased to be with Zopa. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Unizest 3.86 from 2 reviews
Silver Account
from TSB 4.18 from 4 reviews
Current account
from first direct 4.70 from 1494 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44351 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub