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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,090 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

A Loan That's Right For You !!!!!

5
When you apply online, you get a loan amount that's applicable to your credit status. The amount, the APR, the Term and Monthly Repayments are are all easy to see and understand, and it's already approved. Once the Application has been applied for, you are contacted, normally within 2 days, by a member of the Loan Team, who talk you through the Loan Details, Personal Details, and reason for the Loan. Once the call has ended, an email is sent with you Loan Approval, and the Funds are sent directly to your Bank Account within minutes. A very easy and fantastic service. Reviewed on: 6th March 2026
Nick's avatar
Nick

I had a great experience, everything was fast and ea...

5
I had a great experience, everything was fast and easy to do. Reviewed on: 6th March 2026
Gordon B's avatar
Gordon B

Easy ti set up and money in minutes

5
Easy ti set up and money in minutes Reviewed on: 6th March 2026
Isabel 's avatar
Isabel

Super, easy

5
Easy application, app easy to use, money available very quickly Reviewed on: 6th March 2026
Julie Terry-Haycock's avatar
Julie Terry-Haycock

Fast, value and easy

5
Fast, easy and great value for money. Reviewed on: 6th March 2026
Joanne J's avatar
Joanne J

Quick and easy, that what matters

5
Quick and easy, that what matters Reviewed on: 6th March 2026
Albina Whitehouse's avatar
Albina Whitehouse

Zopa loan

5
I applied for a loan and they were very helpful. I went through the process and it worked well. Reviewed on: 6th March 2026
Kev c's avatar
Kev c

Zoplafantastic .

5
Excellent service from start to finish. Reviewed on: 6th March 2026
Ali Rob 's avatar
Ali Rob

I had a great experience with Zopa.

5
I had a great experience with Zopa. The process was quick and straightforward, the app is easy to use, and the customer service team was helpful and responsive. Everything was clear and transparent, making it a very smooth experience overall. Reviewed on: 6th March 2026
Harrison Omonkhua's avatar
Harrison Omonkhua

Very quick and reliable service easy to to apply and...

5
Very quick and reliable service easy to to apply and quick response and excellent rates Reviewed on: 6th March 2026
Paul m's avatar
Paul m

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