Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 68,055 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Personal loan reviews (68055)

Great company

5
Always been there when I've needed them Reviewed on: 16th January 2026
Kevin M's avatar
Kevin M

EASY TO ARRANGE

5
Easy to arrange,received the money very quickly, interest rates is extremely competitive, Excellent service Reviewed on: 16th January 2026
Simon D's avatar
Simon D

Straight forward quick response and easy to use

5
Straight forward quick response and easy to use Reviewed on: 16th January 2026
Sam's avatar
Sam

Good and effective would recommend Zola loan

5
Good and effective. Rate was good and it’s meet all the expectations Reviewed on: 16th January 2026
Oladipupo E 's avatar
Oladipupo E

Great company

5
Great company. Had a credit card before. Decided to take a loan. Easy application. Great service. Well made app. Good terms for loan. Will definitely tell my friends if they need extra money for important things. Reviewed on: 16th January 2026
Igors 's avatar
Igors

Best rate on car finance I could find and was very e...

5
Best rate on car finance I could find and was very easy from application to pay out Reviewed on: 16th January 2026
Lee c's avatar
Lee c

It was easy to apply for the two loans that I have w...

5
It was easy to apply for the two loans that I have with Zopa, also the app makes it easy to stay on top of things and to view my balances and payments! Reviewed on: 16th January 2026
Costas Rafti's avatar
Costas Rafti

Very fast and smooth all the the way

5
Very fast and smooth all the the way Reviewed on: 16th January 2026
danny rutter's avatar
danny rutter

Highly recommend

5
I now have two loans and the application process was excellent. The app is easy to use to keep eye on balances and payments Reviewed on: 16th January 2026
Jacko's avatar
Jacko

Good quick response am very happy Thank you Zopa

5
Good quick response am very happy Thank you Zopa Reviewed on: 16th January 2026
Surjeet 's avatar
Surjeet

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1539 reviews
    Zopa

  • Current account

    from Zopa 4.94 from 5952 reviews
    Zopa

  • Smart Saver

    from Zopa 4.94 from 8051 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill