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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick and simple value

Went online to look for a loan. Entered details in to Zopa, got a couple of loan options that were well explained. Accepted the terms for on e and had the money in my account within the hour. Can't fault. Reviewed on: 6th March 2026

Good option for a loan provider.

Good option for a loan provider. Appreciated being given approval at a difficult time. Reviewed on: 6th March 2026

Not the last time!

Easy process, very competitive rates offered Reviewed on: 6th March 2026

I have had 3 loans from Zopa

I have had 3 loans from Zopa now and all have been easily run and transparent. Interest rates seem fair. I have repaid 2 loans and these have both reflected on my credit file within a month Reviewed on: 6th March 2026

Quick and easy to get a loan

Quick and easy to get a loan, no problems just simple and money is in the account within minutes Reviewed on: 6th March 2026

Very simple and quick process

I needed a loan loan quickly for a purchase and their no hassle system appealed to my needs, very quick turnaround and money in account very swiftly, what a fantastic service Reviewed on: 6th March 2026

I will recommend Zopa to anyone who really needs a l...

I will recommend Zopa to anyone who really needs a loan without hassles Reviewed on: 6th March 2026

Excelifesaverllent service very quick and efficient

Excellent service very quick and efficient Reviewed on: 6th March 2026

Excellent service.

Excellent service. Easy loan application and not long to wait for results. Reviewed on: 6th March 2026

Fast efficient service - spot on thank you

Fast efficient service - spot on thank you Reviewed on: 6th March 2026

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