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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Not the last time!

Easy process, very competitive rates offered Reviewed on: 6th March 2026

I have had 3 loans from Zopa

I have had 3 loans from Zopa now and all have been easily run and transparent. Interest rates seem fair. I have repaid 2 loans and these have both reflected on my credit file within a month Reviewed on: 6th March 2026

Quick and easy to get a loan

Quick and easy to get a loan, no problems just simple and money is in the account within minutes Reviewed on: 6th March 2026

Very simple and quick process

I needed a loan loan quickly for a purchase and their no hassle system appealed to my needs, very quick turnaround and money in account very swiftly, what a fantastic service Reviewed on: 6th March 2026

I will recommend Zopa to anyone who really needs a l...

I will recommend Zopa to anyone who really needs a loan without hassles Reviewed on: 6th March 2026

Excelifesaverllent service very quick and efficient

Excellent service very quick and efficient Reviewed on: 6th March 2026

Excellent service.

Excellent service. Easy loan application and not long to wait for results. Reviewed on: 6th March 2026

Fast efficient service - spot on thank you

Fast efficient service - spot on thank you Reviewed on: 6th March 2026

A Loan That's Right For You !!!!!

When you apply online, you get a loan amount that's applicable to your credit status. The amount, the APR, the Term and Monthly Repayments are are all easy to see and understand, and it's already approved. Once the Application has been applied for, you are contacted, normally within 2 days, by a member of the Loan Team, who talk you through the Loan Details, Personal Details, and reason for the Loan. Once the call has ended, an email is sent with you Loan Approval, and the Funds are sent directly to your Bank Account within minutes. A very easy and fantastic service. Reviewed on: 6th March 2026

I had a great experience, everything was fast and ea...

I had a great experience, everything was fast and easy to do. Reviewed on: 6th March 2026

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