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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Super quick approval, no fuss.

Super quick approval, no fuss. Very impressed Reviewed on: 6th March 2026

Great service and offerings.

Great service and offerings. Easy to use app. Reviewed on: 6th March 2026

Excellence at its best.

It has always been a pleasure to deal with them and find the people I deal with very professional and helpful. Reviewed on: 6th March 2026

Not complicated to fill in & quick deposit of funds...

Not complicated to fill in & quick deposit of funds Reviewed on: 6th March 2026

Very quick and easy, money in account within 5 minut...

Very quick and easy, money in account within 5 minutes of being told I was accepted. Reviewed on: 6th March 2026

Why go elsewhere?

Great comms, easy process to undertake, fast payment and great terms, what’s not to like? I would recommend Zopa to anyone looking for a reputable and competitive lender. Reviewed on: 6th March 2026

Fantastic service and easy system.

Fantastic service and easy system. Reviewed on: 6th March 2026

Very good service & very quick to receive the product.

Very good service & very quick to receive the product. Highly recommended Reviewed on: 6th March 2026

Quick and simple value

Went online to look for a loan. Entered details in to Zopa, got a couple of loan options that were well explained. Accepted the terms for on e and had the money in my account within the hour. Can't fault. Reviewed on: 6th March 2026

Good option for a loan provider.

Good option for a loan provider. Appreciated being given approval at a difficult time. Reviewed on: 6th March 2026

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