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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Great Service

Took out a 1 year loan to lower my credit card bills before Christmas. Due to the date the loan was taken out the repayment date fell just shy of payday. Took 5 minutes on the chat to resolve it and everything is sorted. Reviewed on: 6th March 2026

Easy & Helpful Keeping Track

Vanquis charge reasonable interest and have a reasonable minimum payment option. They keep you informed if you are close to your limit and keeping up to date with everything is easy on the app. The only thing I don't like is having to wait two days for my payment to clear (there is a faster way straight through your bank but sometimes if not all the time you need a card reader). Reviewed on: 6th March 2026

Fast efficient and good value great experience

Fast efficient and good value easy to set up and money was in my account in minutes Reviewed on: 6th March 2026

Loan services

Fast service and very easy to understand Reviewed on: 6th March 2026

Consolidation loan

Very easy and good service fast money transfer.App works well easy to navigate Reviewed on: 6th March 2026

Excellent provider

Great experience so far. Highly recommend. Reviewed on: 6th March 2026

Was a smooth process when I applied for my Loan.

Was a smooth process when I applied for my Loan. Reviewed on: 6th March 2026

. Excellent service, used Zopa on several occasions.

Excellent service, used Zopa on several occasions. Would highly recommend. Why can't all lending be this way. Reviewed on: 6th March 2026

Loan to pay rent deposit

I was trying to move and couldn't get a loan anywhere and thanks to Zopa i was able to afford the deposit. Thank you. Now my son and I live in a better area and he goes to a better suited school for his needs. Thank you Reviewed on: 6th March 2026

Have used Zopa a few times always a great service no...

Have used Zopa a few times always a great service no problems at all Reviewed on: 6th March 2026

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