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Zopa: Personal loan reviews

4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69091)

EXCELLENT

5
It’s been a great experience all through Reviewed on: 6th March 2026

Simple and quick !

5
Very quick and easy , used Zopa on a few occasions and wasn’t even aware of early repayment saving. Very happy Reviewed on: 6th March 2026

Good rate easy to use application

5
Good rate easy to use application Reviewed on: 6th March 2026

so easy and quick and rates cheapest around excellen...

5
so easy and quick and rates cheapest around excellent service all round Reviewed on: 6th March 2026

Quick and efficient service,spoke to a real person

5
Quick and efficient service,got the money within 2 hours of approvale Reviewed on: 6th March 2026

Been with Zopa for a while, if I have any queries th...

5
Been with Zopa for a while, if I have any queries they have been thorough and supportive Reviewed on: 6th March 2026

My loan was approved within few hours.

5
My loan was approved within few hours. No fuss Reviewed on: 6th March 2026

Great experience would recommend to anyone

5
Great experience would recommend to anyone Reviewed on: 6th March 2026

Excellent service, Professional & fast.i

5
Excellent service, fast, hassle free and super fast money transaction. I have had loans for the past 10 years for large purchases and wouldn’t use anyone else, highly recommend professional company. Reviewed on: 6th March 2026

Excellent service

5
Service was very swift and professional Reviewed on: 6th March 2026

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review