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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Loan to pay rent deposit

I was trying to move and couldn't get a loan anywhere and thanks to Zopa i was able to afford the deposit. Thank you. Now my son and I live in a better area and he goes to a better suited school for his needs. Thank you Reviewed on: 6th March 2026

Have used Zopa a few times always a great service no...

Have used Zopa a few times always a great service no problems at all Reviewed on: 6th March 2026

EXCELLENT

It’s been a great experience all through Reviewed on: 6th March 2026

Simple and quick !

Very quick and easy , used Zopa on a few occasions and wasn’t even aware of early repayment saving. Very happy Reviewed on: 6th March 2026

Good rate easy to use application

Good rate easy to use application Reviewed on: 6th March 2026

so easy and quick and rates cheapest around excellen...

so easy and quick and rates cheapest around excellent service all round Reviewed on: 6th March 2026

Quick and efficient service,spoke to a real person

Quick and efficient service,got the money within 2 hours of approvale Reviewed on: 6th March 2026

Been with Zopa for a while, if I have any queries th...

Been with Zopa for a while, if I have any queries they have been thorough and supportive Reviewed on: 6th March 2026

My loan was approved within few hours.

My loan was approved within few hours. No fuss Reviewed on: 6th March 2026

Great experience would recommend to anyone

Great experience would recommend to anyone Reviewed on: 6th March 2026

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