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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

The Perfect Company

A really user friendly experience from taking out the loan right throughout the loan period. Carried out due diligence before offering me my loan which included a phone call to ensure Zopla's understanding of my situation. This was carried out in a professional but friendly manner and gave me confidence that I'd chosen the correct company. They didn't disappoint. Reviewed on: 30th May 2017

simple and effective

I am trying to stay away from loans, but Zopa convinced me not do do so anymore. It is simple to apply, manage the full proces of it and simple to deal with repaying. The best decision I made in 2016. Reviewed on: 30th May 2017

Does what it says on the tin

Easy site to navigate. Transparency in my dealings with them. Great rate and overall, considering what I've had to put up with in the past, a very painless experience. Reviewed on: 30th May 2017

Loan rates

The rates from zopa are ultra competitive and I am extremely happy with rate I have received, I would not hesitate to recommend 5***** Reviewed on: 30th May 2017

Great rates, quick turnaround time & excellent service

Zopa had the best rates, I was kept up to date on the progress of my application and the service was excellent. The process was straight forward & quick. Highly recommend Zopa. Reviewed on: 30th May 2017

Loan approval

The loan was approved and processed fast and hassle free. The best rate I could find by a large margin. My own bank's interest rate was almost four times higher! Reviewed on: 30th May 2017

Excellent

Honest & transparent. Very good service. Reviewed on: 30th May 2017

Trust-worthy personal load provider

It all started with Zopa's website where I got the quote. All super easy to navigate. I was very pleased with flexibility of the provider and I managed to create a perfect loan for myself - the amount I wanted in the timeframe that I could afford. Approval took a few days and the money went straight to my account. All very transparent and professional. I highly recommend Zopa, best experience with loan provider ever. Reviewed on: 30th May 2017

A straight forward service

I was approved my loan in 10 minutes after filling the form and I must say it is my first one. Good rates compare with other lenders. Reviewed on: 30th May 2017

Quick and easy

So quick and easy. No questions asked Reviewed on: 30th May 2017

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