Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,090 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Personal loan reviews (69090)

Quick and fast

5
I highly recommend Zopa. After getting an online quote I decided to go ahead. I got accepted within 60 sec, and money was in my bank within 2 days. I didn't even need to speak to anyone. Would always use Zopa again in the future. Reviewed on: 30th May 2017
Scott gray 's avatar
Scott gray

Amazing

5
It was quick easy and painless to set up unlike others I looked at.The advisors were all helpfull and cheerful which makes a difference and I didn't have to stay on hold for hours to get through will happily use again in the future if needed :) Reviewed on: 30th May 2017
Robert lurring's avatar
Robert lurring

Quick and efficient

5
Very good service from the moment of applying to the day we repaid early. Would recommend Zopa. Reviewed on: 30th May 2017
Courtney Kerkin's avatar
Courtney Kerkin

Drama free

5
Drama free lending slick and simple no more to be said ;-) Reviewed on: 30th May 2017
Brian's avatar
Brian

Quick and easy process

5
Zopa were able to offer me a quote to see what credit I would be able to apply for. I then was able to complete a swift application form and got accepted straight away with the money in my account in few days. Overall, it was an extremely quick process which allowed me to borrow the financing I needed. Reviewed on: 30th May 2017
Matthew Canavan's avatar
Matthew Canavan

Fast and Simple

5
We recently applied for a loan with Zopa to help pay for our wedding and I have to say it was so simple. The application process was painless and took no more than ten minutes and in a matter of just a few days the money was in our account. So easy! Reviewed on: 30th May 2017
Catherine Taylor's avatar
Catherine Taylor

Quick, easy and simple

5
I wanted a loan to consolidate some debt i had that was costing me a lot in interest. I checked several other loan companies and although I have a good credit score I never got the advertised rates instead always being higher. I eventually got to Zopa and got the advertised rate. To top it off, was all done online and in less then 10 minutes. Money was paid out quickly and direct debit easy to set up. Would definitely recommend as the interest is set and for myself was very little in comparison to what I was previously paying. Reviewed on: 30th May 2017
Clement 's avatar
Clement

consolidation loan

5
excellent fast and good value all I can say Reviewed on: 30th May 2017
Darren Collins's avatar
Darren Collins

Fantastic personal loan company

5
Very pleased and impressed! Quick to review loan application and money came in fast. Reviewed on: 30th May 2017
Sharnagh Kennett's avatar
Sharnagh Kennett

Hassle free. Great rates

5
Ive been with zopa for nearly 2 years now. Ive had no issues and im very happy that the rate i was offered and accepted was the best avaliable at the time of looking. I love the p2p lending ideal/safety that the company gives. Helpful call centre staff. Reviewed on: 30th May 2017
ian clarke's avatar
ian clarke

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill