Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

View other Zopa products

4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68054)

For us by us!

Pretty quick, hassle free process. Communication all the way through! Easy to navigate website. Reviewed on: 30th May 2017

Quick with great rates

I've been conned into some expensive personal loans over the years so rarely have anything good to say about the companies. However, Zopa did me a good rate of interest so i chose to pay over three years instead of four or five. It came through quickly with no problems. Great service! Reviewed on: 30th May 2017

Easy, fair...

Very easy to set up and maintain. Fair and transparent. Reviewed on: 30th May 2017

Amazingly easy

Within 2 days I had my money in my account with the best interest rate on the market thank you zopa Reviewed on: 30th May 2017

Quick snap!

It was so easy and quick, no need for forms and phone calls...just job done! Reviewed on: 30th May 2017

Excellent

Good interest rates, application process is quick and easy Reviewed on: 30th May 2017

One Stop Provider

I now have 2 loans with Zopa, Excellant Customer Service. Effective communication & a real sense of value & never to busy to lend a hand. Reviewed on: 30th May 2017

from east to west Zopa is the best

the best around,no fuss no mess .simple the best Reviewed on: 30th May 2017

Simple, quick and affordable.

Easy to apply, a fast decision, and a fast deposit of funds. Comprehensive website answers all questions. Reviewed on: 30th May 2017

Great

Would definitely recommend, the rates are reasonable and the service was great. Decision was made quickly and paid out soon after. Would use again if necessary. Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Advance Credit Union 5.00 from 2 reviews
Personal loan (discontinued)
from Personal Loans 4U (inactive company) 4.97 from 23 reviews
Homeowner Loan (discontinued)
from Firstplus (inactive company) 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5954 reviews
Credit card
from Zopa 4.94 from 43506 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub