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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

The very best loan company i have ever seen.

This was the easiest and best rate loan you could get any where, my loan was only 10% interest compared to my bank at 29% who i have been in good standing with for at least 15 years, highly recommend any one who has cards or bank loans to consolidate them and get a loan from Zopa, you will save a fortune. Reviewed on: 30th May 2017

Great quick and brilliant rates

Very easy to apply great rates quick payment Reviewed on: 30th May 2017

Great loan experience

I got my loan quickly and got great customer service Reviewed on: 30th May 2017

Good loan provider

Greater company. Taking the loan was simple and quick Reviewed on: 30th May 2017

Quick easy loan with low interest

Quick and easy to get loan, straight into bank. Low interest rates and regular keep in touch emails. Reviewed on: 30th May 2017

Fast and easy to. Apply

Easy application fast answer brilliantly. Cheap interest rates Reviewed on: 30th May 2017

Easy fast and good intrest rates

I was looking for a consoladation loan it was quick and easy and competitive rates would highly recomend Reviewed on: 30th May 2017

Totes amazeballs

Zopa is so flexible, they offer low rates and I have extremely easy access to see and make extra payments to my loan. The application process was very quick and simple. Reviewed on: 30th May 2017

Outstanding service

Brilliant service would highly recommend to others everything clearly explained before application sent so no hidden charges or interest brilliant why all companies can't do this plus quick decision would definitely use again Reviewed on: 30th May 2017

Simple

Hassle free loan no big words or complicated forms .just felt right using zopa. Reviewed on: 30th May 2017

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