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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

My Best Loan Ever

Quick and clear quotes, efficient and courteous service. Could not ask for a better loan provider than Zopa. I will definitely use this provider again in the future. Reviewed on: 30th May 2017

Hassle Free

Simple to apply with an extremely quick response. Reviewed on: 30th May 2017

Good interest rates

It was easy to apply for, the money was in my bank account in a day, and so far there's not been any issues. By far one of the most competitive APRs you can find for a small loan. Reviewed on: 30th May 2017

Top Marks for a Top Company

Not only were the rates on my loan the best i have ever seen, the application process was so easy and quick. Managing your account is very easy from the online portal but if you get stuck the the fantastic customer services that receive will make sure any query is dealt with quickly and efficiently. I would not look anywhere else in the future should I need finance Reviewed on: 30th May 2017

Quick, Cheap, Easy

By far the cheapest lending solution around. Very happy. Recommend them to my mum for her new car loan Reviewed on: 30th May 2017

quick reliable

they were quick in their decision and from start to finish of the application was very easy Reviewed on: 30th May 2017

Best loan provider

They sure are the best loan provider offering the best rates Reviewed on: 30th May 2017

Awesome

Quick easy and efficient. I would highly recommend their services to anyone. Reviewed on: 30th May 2017

Quick, helpful and very easy to contact

I aplyed for the loan and got a very quick response and the best rates Reviewed on: 30th May 2017

Easy and straightforward

Obtaining the loan was simple and straightforward process was quick and hassle free. The only downside is the high cost but this is understandable Reviewed on: 30th May 2017

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