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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Fair, fast and effective.

Easy process, supportive staff and a loan that enables me to purchase the car I have been saving towards for the last few years. Thanks. Reviewed on: 30th May 2017

Very excellent service!

Quickly,reliably,available at any time,professional approach..... Reviewed on: 30th May 2017

Easy Peasy...

...Lemon Squeezy. Very simple application process, excellent rates, sensible communications. Couldn't ask for more. Reviewed on: 30th May 2017

Fantastic

Quick, easy to use and responsive. Fantastic loan provider would highly recommend Reviewed on: 30th May 2017

Easy!

Best rates I could find and really easy to apply and manage payments online Reviewed on: 30th May 2017

Brilliant service

Simple to apply, fast review of application ! Easy to contact if needed. Reviewed on: 30th May 2017

Quick easy and fair

Quick easy and competative rates Reviewed on: 30th May 2017

Fast and efficient- 10 out 10

Straight forward application. Excellent service. Competitive rates. Easy to use website. What more can you ask for. Reviewed on: 30th May 2017

Easy and quick decision

Very responsible lender, asked for payslip as proof of earnings to confirm I could afford the repayments and very fair rate of interest compared to other providers Reviewed on: 30th May 2017

The very best loan company i have ever seen.

This was the easiest and best rate loan you could get any where, my loan was only 10% interest compared to my bank at 29% who i have been in good standing with for at least 15 years, highly recommend any one who has cards or bank loans to consolidate them and get a loan from Zopa, you will save a fortune. Reviewed on: 30th May 2017

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