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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Easy too deal with

I chose Zopa as it was so simple and easy to set up my loan and. Keep track of the remaining balance and payments. Never had any issues and would certainly choose them again. Reviewed on: 30th May 2017

Easy to use

Good online portal where I can track and manage my payments Reviewed on: 30th May 2017

Good service

Prompt and easy to follow with clear introduction Reviewed on: 30th May 2017

Brilliant

Brilliant, easily accessible, making a stressful situation stress free! Reviewed on: 30th May 2017

Simple, fair and honest

The process is simple and fair for borrowers and investors. Reviewed on: 30th May 2017

Fresh way of lending

With very friendly, transparent and easy to use online application with a very quick decision Zopa are number one for personal loans. I have recommended Zopa to all my friends many of whom have used their loan service to upgrade their Harley-Davidson motorcycles. Well done Zopa. Reviewed on: 30th May 2017

Breath of fresh air

at last a threat to the way the big banks operate Reviewed on: 30th May 2017

stress free help when needed

Moving into a new house 'consumes money' and unlike other lenders, the crowd funded Zopa service were fast, fair and efficient. Not much more you could ask from a lender... Reviewed on: 30th May 2017

Quick, easy and trustworthy

Feel very confident in getting a good deal with Zopa. They are quick to give you a quote and fair in their rates. Reviewed on: 30th May 2017

Amazing service!

Founded as the lowest interest loan, the best choice for longer term loan. Fully recommended! Reviewed on: 30th May 2017

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