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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Fast Personal Loans

I wanted a personal loan and Zopa had very reasonable interest rates. I got accepted and the money was in my bank in 48 hours. Perfect. Reviewed on: 30th May 2017

Perfect for me.

Really quick and easy to get your head around. Breaks the loan down for you so you know exactly how much you'll need to pay each month. And best of all is the fixed low interest rate and you get your money within 3 days. Reviewed on: 30th May 2017

Great service

I applied for a loan on a Friday afternoon before a bank holiday weekend. I submitted my payslip and current account statement, was accepted and got the money the following Thursday. Great service. Reviewed on: 30th May 2017

Great overall

Great interest rate, great service and easy to do! Spot on Reviewed on: 30th May 2017

I had best ever experience from appling for loan and money received in my account with in couple of days ,it was something i will remember for very very long time,

I have had a first-class response, correspondence ,quick as i wish for, and importantly if not very importantly I was able to everything online, Reviewed on: 30th May 2017

Professional expert finance

A fast turnaround with a properly assessed application, professionally dealt with and yet made to feel relaxed. Reviewed on: 30th May 2017

No hassle loan

The website is very clear and easy to use, the whole application for a loan took hardly any time and the decision was quick and favourable. Reviewed on: 30th May 2017

Very efficient service

Very efficient service and very easy to use the website when managing the loan Reviewed on: 30th May 2017

Zopa - Yes

Zopa stepped uo and helped me when i needed their help to secure a loan Reviewed on: 30th May 2017

Best rates, super user friendly and 5* service.

Had the best rate going on a loan I took out! Used simply because of the early repayment option and also the user friendliness of the website. Definitely recommend Reviewed on: 30th May 2017

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