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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

EASY APPLICATION PROCESS

from start to finish from application to receiving my funds was seamless the interest rate will not be beaten. will use again and recommend to anyone. Reviewed on: 30th May 2017

Oh wow so cheap

It took about a week to get the loan , cos of the checks they did , didn't mind that cos I feel safe that if someone was to try to get a loan in my name it will not be with these guys , thank you for checking all the way guys . The % is amazing don't know how they can do it that low not that am complaining definitely recommend to anyone . Reviewed on: 30th May 2017

Great fast service

Great fast service with good interest rates would definitely recommend Reviewed on: 30th May 2017

easy, hassle free process which enabled me to consolidate other debts

Stress free process enabling me to consolidate other debts. Have recommended to friends who are considering loans. Reviewed on: 30th May 2017

Easy, quick and trustworthy!

I applied for a Zopa Loan last year to tide me over until pay day. The loan was processed very quickly and paid into my account within 3 days. Repayments have been a breeze. With monthly direct debits making it easy and I have also been able to make extra repayments at no extra charge! Could not fault this loan provider at all based on my personal experience. Their website is also very smooth and easy to use. And getting a quote doesn't affect your credit rating! Would recommend to pretty much everybody, as Zopa bases their loans on circumstances and give you an amazing offer. Thanks Zopa! Reviewed on: 30th May 2017

Easy loan with a great rate

The application process was easy and quick, with the best rate around. Reviewed on: 30th May 2017

Zopa website

The website for zopa is great you can keep track of your loan/loans, change the direct debit date and make extra payments Reviewed on: 30th May 2017

Excellent and efficient service

Really easy to apply, and fast to get a response. Great rates too! Reviewed on: 30th May 2017

The right choice.

Have had a great service from Zopa, they are very good at helping with anything you need A+++ Reviewed on: 30th May 2017

good quick service

good quick service, excellent rates and the ability to pay off loan earl without any penalties-excellent! Reviewed on: 30th May 2017

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