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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Simply great to work with

A great way for me to borrow money with a low interest rate , and easy to apply for with the best customer service Reviewed on: 30th May 2017

happy with the service I have received

I have used Zopa many times and I am very happy with the service I have received Reviewed on: 30th May 2017

So easy to use

Very easy to navigate and get good rates Reviewed on: 30th May 2017

Zopa loan King

A good experience from start to finish Reviewed on: 30th May 2017

Zooperb

Fantastic and easy manageable experience with easy to use online service, zopa are very fast and reliable with everything Reviewed on: 30th May 2017

loan-in-hurry

Unexpectedly I needed some money after checking other companies Zopa seemed the best option which proved right in 2/3 days the money was on my bank. Reviewed on: 30th May 2017

Very good an simple way to borrow

I applied online after seeing a ad for zopa. 6k at 3.8% apr over 48m which was great simple online form only took a few days so far so good would use again an didnt effect credit rating.. Reviewed on: 30th May 2017

Impressive response

Was amazed how quick the process was and very helpful indeed I'm definitely impressed by zopa thank you for your time and help Reviewed on: 30th May 2017

Quick, easy to use and straightforward process

The application and approval process was quick, T&C clear and the transfer of money was fast. Overall would highly recommend Zopa Reviewed on: 30th May 2017

Hassle free great experience

Very easy hassle free experience. No problem whatsoever and very flexible in terms of changing payment dates etc. Definitely recommend them Reviewed on: 30th May 2017

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