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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

ZOPA ZOGOOD

Simply the best for a great deal on personal loans. Reviewed on: 30th May 2017

Excellent service and great value

Excellent service and great value - would recommend Zopa very highly Reviewed on: 30th May 2017

ZOPA DUPA

Cant fault Zopa great product, great customer service, I would recommend Zopa to anyone, very helpful & very competitive, I will use them again. Reviewed on: 30th May 2017

Very obliging

Had no trouble in obtaining a loan, very helpful Reviewed on: 30th May 2017

simple and easy

it was really good experience wasn't complicated at all very simple process the best thing you can upload the decuments they required by using your mobile phone camera that makes things a lot easier and its save a lot of time and hassle and your application will be processed in very quick time. and its very clear what you are getting and what you have to pay and its explained in a very simple way . Reviewed on: 30th May 2017

The very best people to deal with for personal finance

loan enabled me to upgrade my 22yr old glazing, and allowed me to settle early with no penalty. Reviewed on: 30th May 2017

Perfect loan

Everything fast and good. Couldn't beleive how quick it all went through Reviewed on: 30th May 2017

Easy, Accurate, Perfect

Everything was very quick and simple. Explained simply and approval process was efficient. Reviewed on: 30th May 2017

Fast and easy

Applying for a loan on Zopa was fast and easy to do highly recommended Reviewed on: 30th May 2017

Excellent

Great service, application processed quickly and payment made on time Reviewed on: 30th May 2017

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