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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Straight forward and easy

Very good experience and easy online application was very efficient and had a decision in a matter of minutes. Funds where transferred in my account in a day or two Reviewed on: 30th May 2017

Simply the best

This company is a very straight forward system. It was so easy for me to take a loan out in my difficult time last year. The best part is the low interest fees and that you can pay off more quickly on top of your monthly payment plan. A clear website system to check your plans. Everything is just A* Reviewed on: 30th May 2017

Reliable , friendly company

Excellent experience with Zopa, easy smooth application procedure. Great account management online easy to access. Great service all round Reviewed on: 30th May 2017

Fast and Reliable

Zopa has always been a shoulder to lean on in one word! Always a yes to all personal loans. Highly reliable. I love them! Reviewed on: 30th May 2017

Good Service and unbeatablke rates

Just a pleasure to deal with no problems at all everything clear and concise Reviewed on: 30th May 2017

Absolutely Superb!

Zopa is very impressive! The initial loan application is very simple with everything being conducted online. The interest rates are fantastic and the loan itself was transferred in next to no time. In my experience, Zopa is the quickest and most competitive on the market. If ever I need another loan, I know where to go :) Reviewed on: 30th May 2017

zopas the best

i needed a loan for a car at the time. and its the easiest and best offer anywhere. excellent service. and excellent care. Reviewed on: 30th May 2017

Great quick and easy service

Need a quick loan set up, applied 6pm Tuesday night money was in my bank by Wednesday midday, online portal easy to track payments and edit payment plan as well. Highly recommend Reviewed on: 30th May 2017

Zopa loan rocks!!!

I have applied for the Zopa Loan was very easy to follow all the steps, with just a few questions and regular checks and the funds have just been transferred to my personal account the next working day...easy as that...would definitelly recommend Zopa loan to all my family and friends and keep up the great job...Zopa you are the best loan provider ever...smashing!!! Reviewed on: 30th May 2017

Great service

Excellent , fast, friendly service Reviewed on: 30th May 2017

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