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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Simple to do

Friendly staff everytime Iv needed to get in contact Reviewed on: 30th May 2017

Great

Great service, speedy response and process. The process was also very easy. I got higher than the advertised rate even with a top credit rating, but the flexibility of paying back early with no penalties or topping up the loan in future, as well as the ease of human communication is what stands Zopa apart from the standard providers in the market. Reviewed on: 30th May 2017

Zopa loan experience

Fast, Decisive, Efficient, Helpful! A most favourable experience for a personal finance transaction. From the point of application to making the direct debit repayments, the customer service has been excellent, easy to deal with advice, and knowledgeable and helpful team members. I would not hesitate to recommend Zopa in the future. Julie Gregory-Bateman. 30/05/2017 Reviewed on: 30th May 2017

Uncomplicated online service

Applied for the loan online and had an answer very quickly and a couple of days later the cash was in my bank, uncomplicated application and the best Apr at the time. Reviewed on: 30th May 2017

Zopa provided me with a prompt and efficient response to my request forfinancial support

I would recommend Zopa to family and friends because they offer a speedy response to your financial needs in a timely manner. Reviewed on: 30th May 2017

£6k loan

I've had no trouble at all! Fast, accessible, reliable, good rates. Very happy customer :-) Reviewed on: 30th May 2017

Fantastic quick response

Quick response....took 5 mins ...could not believe it ..money in bank almost immediately Reviewed on: 30th May 2017

Quick, easy, fair.

Happy with the service I received. Happy with the APR. Overall happy customer. Reviewed on: 30th May 2017

No Hassle

Easy to apply and once finances were reviewed by telephone conversation with someone from Zopa, the funds were quickly made available. Simple and easy to understand loans dashboard which explains exactly where you are with the loan at any point in time. Reviewed on: 30th May 2017

Very likely

Quick service, great loan company. Will recommend to all my friends. Reviewed on: 30th May 2017

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