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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Great deal

I had a really good deal very happy with everything Reviewed on: 30th May 2017

Quick, Efficient, Straightforward and Cheap

I could not rate Zopa high enough. A hassle-free process with a quick decision and very competitive rates. Well done on a great customer experience. Reviewed on: 30th May 2017

Excellent loans!

My Zopa loan was easy to apply for and I received a quick decision. Their rates are competitive, Im very pleased and will definitely use Zopa again in future! Reviewed on: 30th May 2017

Very easy to deal with

Zopa set me up a new personal loan very quickly. The money was in my account quickly too. I would recommend Zopa if asked my opinion. Reviewed on: 30th May 2017

Qiuck and no problem

My loan were set up quick as they say at the website,few clicks and 3 working days later money came to my account.Im very pleased... Reviewed on: 30th May 2017

Brilliant

Used zopa twice brilliant both times no hassle would definetly recomend Reviewed on: 30th May 2017

Great service

Great company brilliant customer service Reviewed on: 30th May 2017

Simple, fair and cost effective

Needed a cost effective loan quickly, the process couldn't have been any easier. Reviewed on: 30th May 2017

Thumbs up!

The application was easy to understand and a straight forward process. Didn't take long at all to complete the online form. I borrowed around Christmas time and the money was in my account within a few days. Paying back has been affordable to do so. I would recommend Zopa to anyone who is in need of quick cash and easy service. Reviewed on: 30th May 2017

Excellent procudure

Very simple process, good communication, great rates....what's not to like? Reviewed on: 30th May 2017

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