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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Brilliant Loan provider

Zopa have helped me out many times and their customer service is second to none. I trust nobody else but Zopa David Evans Reviewed on: 30th May 2017

very pleased to have found zopa

I have had a loan from zopa and I have also invested with zopa and the have a very good service and interest rate Reviewed on: 30th May 2017

No hastle and the best rates

Best rates I could find for the loan I was looking for and was simple to apply. Reviewed on: 30th May 2017

Excellent service.

Had a few loans from zopa now. A very quick process from application to the money in the bank. Wouldn't use anyone else. Reviewed on: 30th May 2017

Professional, Quick, Efficient.

Online application, easy to use. Fantastic rates. A couple of things I didn't understand, quick phone call and all sorted in a matter of minutes. Very professional .Highly recommend !!!! Reviewed on: 30th May 2017

Fast, simple good value

Zopa have reinvented the personal loan experience. It's fast, easy trustworthy, great rates. Really easy and quick to apply no problems at all . Reviewed on: 30th May 2017

Brilliant!

In a nutshell Zopa is brilliant. They get back to you within in a couple of days. Even had an email saying sorry for the delay. I've already recommended them!! Reviewed on: 30th May 2017

The Best Loan Company

Zopa make everything very easy and finalise the loan very quickly with the lowest interest rates. Excellent company I have used them twice in the past 2 years and would highly recommend them. Reviewed on: 30th May 2017

Good and Fast

Zopa loans is a fast service with relatovely low percentages. Reviewed on: 30th May 2017

Highly recommended fair open and transparent

Very easy to deal with online straight forward layout no hidden clauses what they offer is what you get. This has got to be the future for borrowing and investing. The big boys are way behind these guys for simplicity. World class service. Reviewed on: 30th May 2017

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