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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Easy to get approved

Very easy and quick process Would be even better without fees which I think are quite high!! Other than that brilliant Reviewed on: 30th May 2017

Brilliant loan service

I Have borrowed money with Zopa and invested money with Zopa. Both have proved to be very rewarding experiences, with lots of helpful information provided in each case. Reviewed on: 30th May 2017

Quick, Easy, Good Rates

I used a comparison site and Zopa came up top for the lowest loan rate. Not only that they have excellent customer service and and easy to use site and application process. The money was in my account within the week!! Reviewed on: 30th May 2017

Great !!!

Very easy and g quick aplication. Very quick decision and answer!!! Highly recommended!!! Reviewed on: 30th May 2017

Fair, Honest, Fast.

I checked out a lot of reviews and did a lot of researching before I went with Zopa for a small loan to pay off a newly purchased PC with a far more expensive "in the long term" instalment plan. It was extremely easy to go through the application process, terms and conditions were fair and explained in depth and the money was in my account very quickly. Since taking out the loan I've had regular emails from Zopa that offer sensible budgeting advice and to ask how they can improve their services. I've been really impressed, have had no issues at all and appreciate that Zopa have treated me far better than my own bank. Reviewed on: 30th May 2017

Simple, easy, affordable.

Applying for the loan and setting up my repayments was quick and easy. I find the repayment amounts manageable and I was able to choose the term time myself. Reviewed on: 30th May 2017

Perfect

Very good very professional and very prompt. Reviewed on: 30th May 2017

Quick and easy

Quick and easy to do apply and for the money to be in my account Reviewed on: 30th May 2017

Fantastic service.

I have used Zopa a few times and I will definitely use them again in the future. Reviewed on: 30th May 2017

Great service

Zopa provide a very good service with competitive interest rates. The user interface is easy to use and help information is clear and straightforward, and customer service is of a efficient and high standard. Reviewed on: 30th May 2017

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